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941.539.0205 | ISLAND VISITOR PUBLISHING, LLC | www.DeLTURA-HOA.com

REMEMBER OUR VETERANSVETERANS DAY NOVEMBER 11

AUGUST &SEPTEMBER

2012Volume 28 NO 11 | NOVEMBER 2012

HAPPY THANKSGIVINGTO ONE AND ALL

FLAG ETIQUETTE• Never allow the flag to touch the ground or any other

object while on display.• Salute the flag as it is hoisted and lowered,

during the playing of theNational Anthem, and

while saying the Pledgeof Allegiance. Stand

at attention withyour right hand

over your heart andyour hat removed.

• Display the flag outdoors only between sunriseand sunset, unless illuminated by a spotlight.

• When displaying the flag indoors, always positionit to the right of a speaker or staging area.

• To place a flag at half-staff, hoist it to the peak foran instant before lowering it to a halfway position.

2 | The Tower Island Visitor Publishing, LLC • NOVEMBER 2012 • 941.539.0205 • www.deltura-hoa.com

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What a wonderful time of year, “fall” in Del Tura. All around us we hear “welcome back - we missed you”. Our Snow Birds are returning home. The number of people attending coffee hour has gone from 120 to over 200. It is so nice to see everyone again. We hope you got plenty of rest and are ready for a big season of fun and entertainment. Be sure to attend the Craft Fair Friday and Saturday, Nov. 2 and 3 to see all the beautiful things our Del Tura and area crafters have made. These one of a kind, hand-made items make wonderful Christmas presents. Friday night is strictly for Del Tura residents and you get a free glass of wine. The Statutory Committee has scheduled their first meeting with Management to discuss the rate increase. One of the first items to be discussed will be how some of our homes have been classified. There are eight different Market Rent Classifications: Interior (331), Perimeter (222), Large/corner (123), Superior Interior (51), Preserve (98), Golf Course/Premium (274), Lake (102), and Lake/Golf Course (160). We have identified several homes we are in disagreement with their classification. We are requesting a list of comparable mobile home communities and their rents used by Hometown to determine market rent. The lot increases for prospectus one (1) thru eight (8) is limited to the CPI while prospectus ten (10) can be raised by 3%. It is important to know what prospectus you have and be familiar with it. We will receive changes to the Rules and Regulations after the first of the year. Now is the time to also become familiar with them if you haven’t read them for a while. If you have strong feelings about any of the Rules and Regulations and would like to see it changed, contact one of the members of the Statutory Committee or anyone on the Board. Be an informed resident, know the rules, understand your prospectus - then read Fla. Statute 723 - copies of each of these are available in the HOA office. Understanding these documents and using them are the only power residents have to fight rent increases or unreasonable

rules. Social Security and pension increases have not kept pace with lot increases. Many of our residents have been forced to move due to these increases. Let’s help ourselves and our neighbors, be informed. Thanksgiving will be upon us very shortly. Since we have a beautiful updated restaurant—HOA is not cooking this year. We invite you to the Fountain Grille. For under $11.00 you will get Roast Turkey, dressing, mashed potatoes, fresh vegetable, rolls and cranberries. Nick will be on hand in the HOA office starting the first Tuesday in November to take reservations. I might even order an extra dinner so we have those wonderful leftovers. For our residents unable to get out, we are asking for volunteers to deliver meals. If you can donate an hour on Thanksgiving Day around 11:00 a.m. give Ruth Ann Blevins or me a call. Jim O’Brien called me the other day to talk about Christmas. Yep, I said Christmas - it’s right around the corner. Seems Jim and his wife Barbara felt the entrance to D.T. looked a little sparse last Christmas. I agree with them. Where were all the beautiful lights, the deer (okay, so I like deer)? He has volunteered to head up a committee to decorate the front entrance down to the stop sign at Las Palmas. If you have lights, (or deer), a little time, or a few dollars to donate give Jim a call. (849-1644) Jim has even found someone who has a cherry-picker to help. What a fun way to start the Christmas season. Our “Christmas Tree Lighting” is scheduled for Monday, Dec. 3. Jackie has again volunteered to direct a Christmas play that evening. So mark your calendars for a wonderful evening to kick off the Holidays. The HOA Board meeting is scheduled for Wednesday, Nov. 14 at 1:30 in the Starlight Ballroom. We really appreciate those of you who take the time out of your busy schedule to attend these meetings. Thank you. Well Tony, order more donuts - our snow birds are back. See you at coffee. Joyce

November 2012 | 3www.deltura-hoa.com • 941.539.0205 • NOVEMBER 2012 • Island Visitor Publishing, LLC •

From the desk of theHOA President By Joyce Cuffe

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Island Visitor Publishing, LLC • NOVEMBER 2012 • 941.539.0205 • www.deltura-hoa.com

4 | The Tower

HOA OFFICERS and DIRECTORSPRESIDENT: JOYCE CUFFE 543-6038

VICE PRESIDENT: BART DeGRAAF 599-4404

SECRETARY: BETTY WRIGHT 292-5860

TREASURER: RUTH ANN BLEVINS 543-8134

DIRECTORS: RON RAMING 543-3705 JAY FLANAGAN 543-1640 TONY OLIVER 834-8698 GLORIA BUZANIS 217-0889 HELENE GLASSON 217-0592

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Dues collections for 2013 have begun at Tuesday Coffee Hour. I will continue to collect the dues at each Coffee Hour starting at 8:00 a.m., before the meeting and immediately following the meeting. Your dues for 2013 are due and payable prior December 31, 2012 as your 2012 dues expire on 12/31/12. NO MATTER WHAT MONTH YOUR DUES ARE PAID THEY STILL EXPIRE 12/31/12 Following are a list of the ways you may use to pay your dues: How do I pay my dues?1. A check made payable to Del Tura HOA in the amount of $12.00. NO CASH will be accepted.2. You must provide your Del Tura address and telephone number. What if I can’t come to Coffee Hour?1. You may pay your dues at my home at 246 Las Palmas Blvd. There will be a drop container near my front door if I am away when you stop by. Again, NO CASH accepted, only a check payable to Del Tura HOA in the amount of $12.00. You must

provide your Del Tura address and phone number and a self-addressed stamped envelope so your membership card/cards can be mailed to you if you choose to drop off your check. If you call me in advance to be sure I will be home when you come to pay your dues you will not need the stamped envelope to obtain your HOA membership card. (731-1937) What if I am away from Del Tura or unable to stop at your home?1. If you opt to pay by mail, once again, only a check payable to Del Tura HOA in the amount of $12.00 will be accepted. You must provide your Del Tura address anda self-addressed stamped envelope in order that your membership card/cards can be mailed to you. You should mail your dues to:

Doris Meyer246 Las Palmas Blvd.

North Fort Myers, FL 33903-1505 Any questions regarding delivery of “The Tower” call Anna Wilson at 731-3604. Thank you for your cooperation…Doris Meyer (Membership)

2013 HOA Membership Dues

l Betty Clarkl Grace Settembrino

RECENT DEATH NOTICES

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Nov. 2: Craft Fair and Bake SaleNov. 3: Craft Fair and Bake SaleNov. 10: Marlinaires Professional Show

Nov 11: Veterans DayNov. 14 HOA Board MeetingNov. 22: Thanksgiving

Mark Your Calendar|Preview of Coming Attractions

www.deltura-hoa.com • 941.539.0205 • NOVEMBER 2012 • Island Visitor Publishing, LLC •

November 2012 | 5

EXCITING NEWS!!! The Marlinaires are coming to Del Tura! When: Nov. 10, 2012 at 7:00 p.m., Where: Starlight Ballroom Del Tura Club House. What About: Jack Marlin will dazzle our audience with his showmanship, and his unparalleled skills on the guitar, fiddle and banjo. Jack’s daughter, lead vocalist, Michelle will amaze us as she covers any genre with power, confidence and an energetic style all her own.

Michelle’s brother, Chris, blends in perfectly on rhythm guitar and vocal. Together the family creates tight harmony blends that only come from years of singing together. An enjoyable evening guaranteed for all who come on out! Tickets will go on sale before HOA Coffee Tuesday October 23 at 7:30 a.m. HOA members only the first day of sales. Cost of Tickets: $16.00 per person non refundable.

If you are new to Del Tura you may not know the meaning of the following initials that are used frequently, so here is a little help to get you started. HOA stands for our Del Tura HOME OWNERS ASSOCIATION. FMO stands for THE FEDERATION OF MANUFACTURED HOME OWNERS OF FLORIDA, INC. FISH stands for FRIENDS IN SERVICE HERE.

• Kevin Wilcox - 5530 San Luis Dr. 731-847-4037• Jim Stenzel - 6053 Tierra Entrada 239-826-0524• RuthAnn Blevins - 814 Via Del Sol 543-8134 (Chairperson)• Gail Ventura - 6072 Tierra Entrada 217-0540• Steve LaFreniere - 714 Via Del Sol 559-8024• Betty Wright - 1936 Madera Ct. 292-5860 (Alternate)• Joyce Cuffe - 6105 Avenida Las Colinas 543-6038 (Alternate)

The first duty of this committee is to arrange meetings with the park owner, then to prepare for and meet the park owner to contest unreasonable rent increases and/or unreasonable rent levels, unreasonable rules or unreasonable changes in rules/regulations, or decreases in services or utilities without a corresponding reduction in rent. See Florida Statutes 723.037(4) The second duty, in the event no agreement is reached at the meetings is to arrange for and to participate in a joint mediation session with the park owner and mediator appointed by the State of Florida at the written request of the committee or the park owner. See Florida Statutes 723.037(5a) and 723.038.

Entertainment Committee News

Know Your Initials

Statutory Committee Members 2012 ED DALY & FAMILY“15 YEARS IN Del Tura”

Landscaping Service, IrrigationHouse Cleaning, Handyman Jobs

Under House work, Pressure WashingGolf Cart Battery Changing691-4521 258-5748

240-1240Licensed State Certified

Editorial StaffEditor = Doris Meyer

Co-Editor = Ginnie BenjaminsStaff = Dianne Roderick, Mary Richardson, Donna Burns Phillips

Circulation = Anna Wilson, Bob Meyer, Bev Krueger, Lyn Bailey, Jay Flanagan,Peg McTernan, Liz Flanagan and Alice Harris

HOA Liaison = Joyce CuffeMany thanks to all the volunteer residents who have donated

their time to “The Tower.” We are looking for more volunteers. Please HELP

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By Cathy Wallace, Chairperson


6 | The Tower

The FISH medical storage trailer purchased used in 1999 is in dire need of repairs. The trailer is 10’x40’ and has particleboard floors along with a vapor barrier that needs to be pulled up and replaced. The windows, doors and roof also need to be replaced as they are leaking. If the trailer is not repaired FISH will have to stop loaning out medical equipment. This service is desperately

needed in Del Tura. We serve up to five requests a day. We appreciate any donations to help us with this project. You may drop off your donation at the FISH table during Tuesday morning Coffee Hour or you can contact FISH at: 239-997-FISH (3574) or call Dianne Conlon at 313-1308 or Rich Symes at 731-1308. Respectfully submitted, Your FISH Board Members

We, in our committee, have chosen three holidays in which to bring joy to our friends in Del Tura. They are Thanksgiving, Christmas and Easter. Folks who are ill, have just gotten out of the hospital, have lost a loved one, or are lonely are the recipients of these baskets.Several FISH members gather to put these baskets together, then go out and deliver the lovely baskets. The joy is not only for the person who

receives the basket, but also for the person who brings the basket. It is very rewarding to see the smiles on peoples’ faces and to meet new friends. Come … join FISH and find one of our many committees that is right for you. It’s so much fun and the satisfaction you get is priceless! Remember, “The more you give, the more you get.”

FISH Needs Your Help

FISH Holiday Baskets By Sue Symes

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FISH to reach us please call997-FISH (997-3474)

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Florida’s redistricting of the political boundary lines is completed every ten years to reflect changes in population. Redistricting for 2012 has been completed. Del Tura Golf and Country Club districts have been changed to reflect the changes made by the legislature in 2012, placing us in State Senate District 30 and the State House District 79. Florida House of Representative Matthew “Matt” Caldwell has already been elected for District 79 and will not need to run for election in November 2012. There are two candidates running for election to represent State Senate District 30. The Federation of Manufactured Home Owners of Florida, Inc. (FMO) published, in the FMO News, recommendations for voting in the November 2012 election. You may ask why the election of state legislators is so important to manufactured home owners. By submitting bills or amendments recommended by the FMO or helping to defeat those bills opposed by the FMO, our elected officials have provided an important service. In many instances, our Florida legislators have exceeded our expectations in supporting our lifestyle. There were seven bills filed in the 2011-2012 session, none of which would have been in our best interest. The bills died in committee. Since election returns identify the precincts voting and the number of voters as well as the outcome from voting, it is important for residents of manufactured home communities to vote in any election. But is that enough? No. While it is very important, it is not enough to go to the polls and cast a vote. The way we continue to obtain legislative support is through size and communication. Know your elected officials. Communicate with your State representatives to let them know your opinions. If you believe strongly on an issue, make a point to write a letter, email, or telephone your State Senator or Representative to express your concerns and your expectations regarding their actions. Join the FMO – add your name to the growing number of Floridians who depend upon the FMO to be aware of and advise us of the proposed legislation that will affect our lifestyle and our financial situations.

FMO By Betty Wright

|New Legislative Districts and voting

During the Thanksgiving season, many of us will reflect upon people in our lives for whom we are thankful, but how many of us will take time to express our gratitude to those who have added to our quality of life? Several members took the opportunity to do so. For example, Gloria Ellis is grateful for Anna Wilson because of the friendship Anna demonstrated by visiting Gloria daily when she wasn’t feeling well. Others who expressed gratitude for having caring friends include Mary Lou Pudlo and Bev Krueger. The love of family members was mentioned by Joan Whaley who expressed her gratitude toward her daughter and son-in-law who moved to Del Tura from Wisconsin to be here for her. Others who expressed gratitude for family members included Lynn Everett (children), Kathleen Quigley (adult grandchildren), Millie Hanrahan (husband), and Bonnie Sharpless (husband). We all agree that our gratitude should be shared with the people who enhance our lives. Marita Kemp, who was a long-time resident of Del Tura and a member of the Good Timers for many years, recently passed. From her home, she had a great view of happenings on South hole #4 and on Las Palmas Boulevard. When Marita wasn’t golfing, she served as a cheerleader for those approaching “her hole.” Holiday parade participants who passed by Marita’s house were greeted with cheers and encouragement as well. She loved a good story, good meal, good drink, good friends, and good times. She was quick to register her disapproval of all things petty and just as quick with a laugh or a smile for the people and things she loved. We will dearly miss her courage, tenacity, wit, and friendship. We send get-well wishes to Helen Stormer and Judy Fehrman. Additionally, we wish Cora Dunn good health and

much happiness in her new home. Cora, we will miss you very much. Please keep in touch. We welcome new member Sue Maginn. We are looking forward to sharing many good times with her. New members are encouraged to join at any time during the year. For details, contact Pat Clemens at 567-0716 or attend a monthly meeting at 5:00 p.m. the second Tuesday of any month in the Clubhouse. The October birthday dinner was hosted by Cathy Wallace and Kathleen Quigley at the Firehouse Sports Grill. Birthday celebrants were Debby Taylor, Barbara Boyd, and Marge Nosach. We were pleased to support the restaurant of a retired local fire fighter whose dream was to own his own restaurant and utilize recipes from various firehouses. His food was able to “light the fire” of many of our members. The By-laws Committee has completed its review of our present by-laws and will be sharing its recommendations with members at the November 6th meeting. Members’ input will be encouraged. Most of us have seen the movie “Miracle on 34th Street,” but few of us have seen the musical version. Good Timers members will have that opportunity if they attend the November birthday luncheon hosted by Louise Dodge at the Broadway Palm on November 29th at 11:30 a.m. Seating is limited, so if you are interested, call Louise at 543-5187 to check on ticket availability. The price is $45.00. Louise needs payment at or before the November 6th monthly meeting. Members, be sure to include the December 11th Good Timers Holiday Dinner on your calendar. The dinner will be held in the Del Tura Restaurant at 5:00 p.m. Cost is covered by yearly dues. More details will be included in our November Tower column.

Good Timers News By Susan Savitt

|”Feeling gratitude and not expressing it is like wrapping a present and not giving it” William Arthur Ward


8 | The Tower

1-3/4 cups fresh sliced Mushrooms1 Celery Rib, chopped¼ cup Onion, chopped

¼ cup Green Pepper, chopped2 Tbsp. Butter¼ cup Flour

1 cup reduced sodium Chicken Broth1 cup fat-free Milk

2 cups cubed, cooked Turkey breast1 cup frozen Peas, thawed

½ tsp. Salt2 cups hot cooked Rice

In a large nonstick skillet, sauté the mushrooms, celery, onion and pepper in butter until tender. Combine the flour and broth until

smooth; stir into vegetable mixture. Stir in milk. Bring to a boil. Cook and stir for 2 minutes or until thickened. Add the turkey, peas and salt;

heat through. Serve with rice. Yield: 4 servings.

Chef’s Corner

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Turkey a la King


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Thankfulness grows in meaning as we grow in life…. As young children we were taught to show our appreciation by blessing the people that we loved in our nightly prayers. As Dad or Mom tucked us in each night, we would give thanks and ask God to give blessings to all the people that made up our world and supplied us with our basic daily needs. With the help of a parent, grandparent, or another loving family member we would recite our grocery list of blessings. Each and every one of them was vital to our survival and it was so important not to forget any of them. We were thankful for our daily food, a warm sheltering home, but most of all the secure feeling of being loved unconditionally. Later, as we entered school our world grew larger and we realized the importance of having friends and we began to give thanks and blessings to the new people in our lives. It didn’t matter if our new friends were less or more fortunate than we were; we all began our lives being thankful for the simple things of life, most importantly the love of the people who cared for you, encouraged you, hugged

you when you needed it, or when you didn’t. Unconditionally! Material things didn’t mean much back then … heck we were kids, we were happy, and the world was full of people who loved us, fed us, provided us with everything we needed to survive and thrive with. And we were Thankful! As our lives brought us more responsibility, we began to realize that the importance of being thankful became more than a just a list of names that we would rattle off like a grocery list. When we recited those prayers as younger children kneeling beside our beds, we did, so with loving eyes watching and patient ears listening. As young adults we soon realized the focus shifts from having our individual needs met and meeting the needs of others. During this period in our lives our circle of family and friends continued to grow even larger. We were striving to be successful, beginning our own families, asking God to now bless us with the strength to provide for them each day. Through perseverance and hard work we were able to raise our families and foster in them the independence that they would need to start their own lives. The circle of life continued to

evolve… Now in this stage of our lives we are thankful for each precious moment spent with family and friends. The special people that come into our lives “at different seasons for different reasons” giving us those beautiful memories that we will always hold close within our hearts. As our circle of life continues and the years pass we find the simple things are the most important. Those basic needs that were so vital to us at the beginning of our lives; love, acceptance, kindness, compassion continue to be the common thread that helps us through the ups and downs of life. As we bow our heads to give thanks on this Thanksgiving Day, please remember to be thankful for all the people who have touched our lives in the past and the ones who continue to enhance our lives in the present. Let us all ask our God to bless us with good health and the ability to open up our hearts to everyone in need. Whether it be a smile, a hug, or a kind word … the effects will be everlasting.

Happy Thanksgiving and God Bless!

Reflections By Dianne Roderick |”Thankfulness”

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10 | The Tower

We invite you to come and share a really fun evening with us at The Rep. The play is picked, the cast is chosen, and we will soon be in rehearsals for our next show. We are presenting LUXURY CRUISE by Fred Carmichael. I think you will really like this play. It has everything: pathos, humor, and everything in between. I know many of you regularly go on cruises. Well this one is for you! Those of you who have never been on a cruise, well, this one is for you too! Please put the following dates in your calendars: Our performances will be on February 21, 22 and 23, 2013. We do rely on your support every year. Without fail, you have done just that. I hope you will all do so again. This is a very big operation, involving many people from our community here in Del Tura. The actors put in hours and hours of study, the backstage team is with us at every rehearsal for many weeks. Our set building team who so brilliantly turn my vision into a reality give me hours of their time.

The sound and lighting teams give us so much of their time also, working on all things technical. The box office staff prepares well in advance of the opening of the box office and comes to coffee early in the morning to sell tickets. The ushers, who come on show nights, give our theatre a friendly but professional atmosphere. My husband Richard puts in hours at the computer in order to bring you a souvenir play bill, plus other tasks that he does so willingly for me. All this happens before we open the doors to you on opening night. Please honor all these wonderful people by coming to see what they have been doing so splendidly all these weeks. Remember, also, the Christmas Tree Lighting/Pageant will be on December 3, 2012. Molly Walker will be giving you more details during the weeks ahead. By the time you read this you will be preparing for the holiday season. On behalf of The Del Tura Rep. we wish you joy, happiness, good health, and peace. Jacqueline Keen ([email protected])

We’ve observed some Del Turians are not using their turn signals while driving through our community. Are you on your cell phones or texting? Not safe! There’s enough of that poor behavior on Cleveland!Also, as a reminder, children under the age of 16 are NOT allowed to drive a golf cart. As stated in Del Tura’s Rules & Regulations, under section 3, Children, paragraph E, “at no time are children without a valid driver’s license, allowed to drive golf carts”.

LET’S ALL BE SAFE AND FOLLOW THE RULES

The Del Tura Repertory CompanyBy Jacqueline Keen, Director

Safety Issues “Risky Business” By Henry Moreau and Dennis Cottini

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Attention all Del Turians: On December 4, 2012, following Coffee Hour there will be an important program. The subject will be “Making Del Tura a Safer Place” and Deputy Sheriff Trisha Bissler will be the guest speaker. Topics presented and discussed will include the following: • Neighborhood Watch Program • Property Theft • Cyber Identity Theft These are important to all of us and you will want to be there.

Bulletin By Henry Moreau

NEIGHBORHOOD WATCH


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It is time again for the annual Vendors Craft Fair held to benefit our local charities. The Fair which is in its 25th year of operation, will be held on Friday, November 2, from 5:00 p.m. until 8:00 p.m. and Saturday, November 3, from 8:00 a.m. until 1:00 p.m. We will be located in the Clubhouse in all four ballrooms. Our Vendors offer many types of crafts which include: knitted and crocheted items. jewelry, embroidered dog collars, wood crafts, personalized children’s books, handmade dolls and many, many other great items. Friday evening is for Del Tura Residents only in order to give our community an opportunity to select from the many wonderful items for sale. We will have refreshments and a chance for you to meet and greet your fellow Del Turians. Please join us for a complimentary glass of wine. On Saturday, we welcome the public to come and view our craft items and to purchase holiday gifts and whatnots. We offer a Hot Dog Lunch consisting of a hot dog, bag of chips and a drink for $4.00. On Friday and

Saturday we will be selling raffle tickets for the many beautiful prizes donated by our crafters and some of our talented residents. Prior to the Fair we will be selling raffle tickets preceding our Tuesday Coffee Hour. Remember, the proceeds go to local charities; your help is needed towards that goal. I really enjoy sponsoring the Craft Fair and look forward to seeing all the beautiful crafts presented. However, I cannot do this by myself. I need your help. If you want to see the Craft Fair continue, I urge those of you, who can, to volunteer. I will accept help from anyone for any length of time they can spare. I need help: at the hot dog lunch, working at the raffle, directing the patrons to the various craft rooms and in the parking lot. I can be reached at: 239-652-4151 or my cell: 239-851-0685. I will be waiting to hear from you.

Come and help us celebrate 25 wonderful years! See you at the Fair --- June

Our annual Bake Sale for Charity will take place once again at the Del Tura Craft Fair on Friday, November 2, and Saturday November 3. Please help us help those less fortunate than ourselves. Bring your baked item donations to the Clubhouse kitchen from 1:00 to 3:00 p.m. on Friday, November 2. Also wanted and needed: people to buy the goodies, so BAKE and BUY! For more information please call Toni DiBernardo at 731-2297.

We would like to decorate the entrance to Del Tura with festive Christmas lights. We live in such a beautiful community, we need to up scale our decorations a little bit more. If you would like to donate Christmas lights, wooden deer, or a little cash money to purchase needed items contact Jim or Barbara O’Brien at 849-1644. Jim also needs volunteers to help put up lights. We may not have snow and ice but we will have Christmas lights and beautiful sunny weather. Come on out and have some fun!!

Craft Fair By June MalonsonWanted: Del Tura Bakers!

Christmas Lighting

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|Annual Vendors Craft Fair Celebrates the 25 Year Anniversary


12 | The Tower

DEL TURA SPORTSWomen’s 18-Hole GolfBy Joyce Cuffe

Del Tura Softball is Back By Jay Flanagan

Del Tura Nine-Hole Women’s Golf AssociationBy Claire Mick

2012 Fall Wed. Bocce League By Peter Ruffalo

September 13th winners: Low Net Flighted A Flight Joyce Cuffe and Penny Mikesh Tied for 1st place Debbi Overholser 3rd place B Flight Lynne Miller 1st place, Joan Whaley 2nd place Louise Bowers and Carol Marra Tied for 3rd place C Flight Jere Mangrum and Micki Sullivan Tied for 1st place Rose Marie Egizi 3rd placeSeptember 20th a “Play Day” with the Women’s 9 holers was held. A scramble with bragging rights only, was played. Congratulations to: Paula LaFreniere, Jean Barciz, Wilma Hile and Gail VenturaSeptember 27th winners: Even Holes Plus One A Flight Penny Mikesh 1st place, Ruth Ann Blevins 2nd place Joan Ostrander 3rd place B Flight Sandy Weddleton lst place, Peggy Deems 2nd place Louise Bowers 3rd place C Flight Maria Soper 1st place, Jere Mangrum 2nd place Joan Gervase 3rd place November 8, 14 and 15 will be the Ladies 18-hole Club Championship. All three courses are played and the game is flighted. No handicap is used and low gross wins the Championship. We invite you to come out, watch and cheer for your favorite. If you enjoy playing golf, like to socialize and have fun, come out and join us. All skill levels are welcome. The only requirement is to have fun. If you would like to join or come for a play day, please call Ruth Ann Blevins 543-8134 or Joyce Cuffe 543-6038. We play every Thurs. morning at 8:00 a.m. and meet in the Clubhouse parking lot. Joyce Cuffe, Tournament Chairperson

The Del Tura Amigos, our own softball team, has begun practicing for the upcoming season. Practices are held at the Northwest Sports Complex on Chiquita Blvd. in Cape Coral on Saturdays at 4:00 p.m. We are one of eleven teams in the Mark Ford Softball League.Our playing season is January through March and games are played at 5:00 p.m. on Monday and Wednesday. We play at the sports complex on Chiquita Blvd. Hope to see all of you at our games, as fan support is always a good morale booster for our players. New players are always welcome; call Jay at 543-1640.

Welcome back to our Snow Birds and the start of another busy and FUN winter season. The following scheduled activities for the remainder of 2012 should get us (hopefully!) in great form for the remainder of the season: • October 31: President’s Cup PM • November 1: President’s Cup AM Followed by Cookout •November 29: Couples’ Challenge Followed by Dinner •December 7: Awards Gala – Starlight Room •December 13: Christmas Luncheon Specifics for the above events will follow with announcements at our scheduled weekly plays in addition to published notices in the “dungeon.” All members are reminded to regularly review these notices to obtain detailed information on all planned events. As a reminder, new members are always welcome to join at any time during the year. Don’t hesitate to contact Marlene DeGraaf at 599-4404 for more information.

STANDINGS THOUGH 10/11/12Team 1 - Bob Vona, Pete Ruffalo, Linda Goldsmith, Shelia Vona 10 PtsTeam 2 - John Bennett, Sal Rand, Betty Scheetz, June Bennett 20 PtsTeam 3 - Sue Highfill, Connie Picciolo, Jayleen Ruffalo, Trudy Wilson 20 PtsTeam 4 - Agnes Rand, Connie Picciolo, Open Position, Dave Scheetz 10 Pts We’re looking for additional players for both the Wednesday league, which will start January 2013, and Thursday league. If interested contact Peter Ruffalo at 239-470-2873 or [email protected]

Men’s Golf Association News By Jay Flanagan Ahh November…….the real hot days are few...the golf course is getting better…a lot more players on the course. The MGA would like to welcome our northern friends back into each week’s games. Just as a reminder for those who may have aged a little and can’t remember our schedule, on Mondays, Bob Deems runs a game; Tuesdays you contact Paul Bova; Wednesday is Men’s Day and a meeting takes place in the Clubhouse parking lot before the shotgun start at 8:00a.m. (Sign up in the dungeon before 10:00 a.m. on Monday); Les Lenhart is your contact person for Thursday and Bill Weddleton handles both Friday and Sunday. All of the sign-up sheets are on the dungeon bulletin boards for at least five days or until the game is full. There are a number of other activities scheduled throughout the rest of 2012 and 2013. Place these dates on your calendar: President’s Cup on October 31, November 1, 7 and 8. 2012 Awards Dinner (December 6) Member/Member will be held December 12 and 13. The 2013 schedule includes the following: Partner Match Play (January 2, 9, 16, 23, 30), Ryder Cup (February 1, 2, 3), Club Championship (February 13, 20, 21), Winter Scotch Open (February 23), Member/Guest (March 1 and 2), Jack and Jill (March 27 and 28), Summer Scotch (July 13), President’s Cup (November 7, 8, 14, 15), MGA General meeting on December 5 and the Awards Dinner on December 6). For those who were not aware, our good friend, Dave Bilodeau, passed away this summer and in his honor a scramble tournament will be held on Nov. 3rd. The format will allow you to pick your own team and sign up is in the Pro Shop. The MGA is looking for your participation in all of our events and great golf from all.


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As we begin the new season here in Del Tura, we would like to say “hi” to old friends and offer a hearty welcome to our new residents. This is a reminder to all of you that our Video Corner in the Del Tura library is bustling and a very popular spot to get your movies. We continue to add the best of the new films. Come by any Saturday from 1:00 to 3:00 p.m. to talk to our librarian and browse our extensive collection. We are still running our special of 6 DVDs for a mere $5 donation to our HOA. You may keep them for an entire week without any extra charge. You should take advantage of this great deal.

Listed below are our latest additions:• BEST EXOTIC MARIGOLD HOTEL• SALMON FISHING IN THE YEMEN

• BERNIE • WIN WIN• J. EDGAR • THE OPPOSITE SEX

• THE ARTIST My capsule review for the month is BEST EXOTIC MARIGOLD HOTEL. It’s an affectionately told comedy about a group of English retirees who travel to India for what they think is an elegant resort. It’s a charming tale that says it’s never too late to find love and a fresh beginning at any age. It has a great cast headed by Judi Dench and Tom Wilkinson.

Medicare is health insurance for the following:• People 65 or older;• People under 65 with certain disabilities;• People of any age with End-Stage Renal Disease (ESRD)(permanent kidney failure requiring dialysis or a kidney transplant)The different parts of Medicare help cover specific services: Medicare Part A (Hospital Insurance) Helps cover inpatient care in hospitals. Helps cover skilled nursing facility, hospice, and home health care. Medicare Part B (Medical Insurance) Helps cover doctors’ and other health care providers’ services, outpatient care, durable medical equipment, and home health care. Helps cover some preventive services to help maintain your health and to keep certain illnesses from getting worse. Medicare Part C (also known as Medicare Advantage) Offers health plan options run by Medicare-approved private insurance companies. Medicare Advantage Plans are a way to get the benefits and services covered under Part A and Part B. Most Medicare Advantage Plans cover Medicare prescription drug coverage (Part D). Some Medicare Advantage Plans may include extra benefits for an extra cost. Medicare Part D (Medicare Prescription Drug Coverage) Helps cover the cost of prescription drugs. May help lower your prescription drug costs and help protect against higher costs. Run by Medicare-approved private insurance companies. (taken from the 2012 Medicare & You Handbook, page 14)

Contact Kathy Thousand, a contracted, licensed sales agent authorized to sell products within the UnitedHealthcare Medicare Solutions portfolio, at (239) 851-7457, email me at [email protected], or visit my website at www.851-7457.com, or visit www.myUHCagent.com/kathy.thousand to register for a local Neighborhood Meeting and learn more about Medicare Part C plans. Next month we’ll talk about What Medicare covers when traveling outside the United States.

Video Corner By Elaine Schnur

Did You Know?... What Is Medicare!

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Undo Closed Internet Browser TabOops … did you mistakenly close a tab you didn’t want to close? Press CTRL + Shift + T to undo a closed tab.

Pressing this combination more than once will undo multiple closed tabs. This feature works in all major Browsers including Mozilla Firefox, Microsoft Internet Explorer and Opera.

Computer Tip By Dennis Cottini

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NEW PHONE NUMBERSTom Bennett: 217-6106

Dianne Conlon: 313-3824Please bring your phone number to the Clubhouse

and drop it in “The Tower” mailbox in the Clubhouse hallway or email it to [email protected] and it

will be published.


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Sebring Golf By Jay Flanagan

It is November and our league has already startded the 2012-2013 season. We have once again, a full 20 team complement comprised of most of last season’s teams and also three new teams and I would like to mention those new people here by name and welcome them into our league. They are Stan Peters and Don Mummert as a team, Bill and Onallee Trachsel as a team and Roger and Debra Lattimer as the third new team. We are glad to have you and hope you enjoy playing in our league with the rest of us. Writing this on October 12, as you read this, our league will have already started our season, as our first games will be played on Friday, October

26. We also still have the list of people who subbed last year and we will keep your names and phone numbers on our list unless you call to have them removed. Once again, we are always looking for people who would like to be subs as there is seldom a week that goes by that we don’t need you. Again, if you are interested in being a sub, you can call either Janet or me at 731-0892. If we don’t answer, please leave a brief message and we’ll happily return your call. I am looking forward to another fun filled season. See you on the courts.

Friday Shuffleboard League By Jack Blevons

Road Trip…”racing” to Sebring…golf, eat, socialize, have great times… all put together for forty Del Tura residents by Lou Picciuto with help from his associates, Sherri Fitzpatrick and Bill Weddleton. The recent three-day trip to Sebring included golfing on three completely different courses with four-person team competition, partner competition and an individual championship. The four-person best ball winners on the opening day at Highland Ridge South were Rick Robbins, Mike Overholser, Peggy Deems and Liz Flanagan with a score of 67. After an evening of bragging, making excuses, talking about the great and/or unusual golfing situations and eating, the group

readied for the next day of a four-person couples’ tourney. The team of Bob and Peggy Deems and Lynne and Neil Miller trounced the field with an eleven under par score of 61 at the Turtle Run Golf and Country Club. The final day of golf took place at Highland Ridge’s South course and was a completion of the pre-arranged Couples Championship. With a final day of 67, Bob Deems and Betty Boop (199 for the three days) edged Rick Robbins and Debbie Overholser by a stroke and Steve Cuffe and Kay Rolader by two. Awards were handed out after the final results for top men’s and women’s net score for the three days, and receiving the winner’s golf shirts were Kay Rolader at 218 net and Bob Deems at 221.


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Tennis Notes By Joan Wanamaker

Del Tura Golfers Hit the FairwaysBy John Gervase

It is great to see our tennis courts filled with players! As our fall leagues are starting, a reminder to the captains to collect the dues from their players. The dues from the Del Tura Tennis Association members who reside in the community are due by January 1, 2013. The

dues from our associate members are due prior to the start of the fall leagues. Dues may be paid to the DTTA treasurer or to any of the board members. Treasurer: Joan Wanamaker, 239-543-40745501 San Luis Dr. N. Fort Myers, FL 33903

Many Del Turians ventured “off campus” in May to New Port Richey, FL. for a great golf outing called The Spring Classic. It is held on two challenging 18-hole courses. All had a great time with golf, food and everyone receiving a prize. Some of our folks got trophies, clubs and money. This will be their 27th year of holding this event and it will be held the first week of May 2013. Sign ups for this will start in December 2012 so get a team together and join us! Any questions call Don Soper at 217-0879 or Debbie Overholser at 731-2664.

DEL TURA TENNIS ASSOCIATION CALENDAR OF EVENTS

FALL 2012 AND WINTER 2013 2012

August 1, Monday Fall League Letter Posted August 30, Wednesday Fall Sign-Up Sheets October 1, Monday Sign-Up Sheets Removal

League Chairperson will notify leagues if tryouts are necessary. Carol Hancock 731-1566

Fall League Begins Fall League Ends Oct. 22, Mon. Men A Oct. 24, Wed. Men B2 Oct. 25, Th. Men B1 Oct 26, Fri Women B Oct 27, Sat Mixed Doubles

A Men League ends Monday, Dec. 10 B2 Men League ends Wednesday, Dec. 12 B1 Men League ends Thursday, Dec. 13 B Women League ends Friday, Dec. 14Mixed Doubles ends Saturday, Dec 15

November 28,Wednesday Post Winter League Letter December 5, Wednesday Post Winter League Sign-UpDecember 17, Monday January Friendship Posting and Sign-Up Sheet

December 31, Monday New Years Eve Fun Day with Games & Prizes

2013January 1, Tuesday Winter League Sign-Up Removal

League Chairperson will notify leagues if tryouts are necessary. Carol Hancock 731-1566

January 13, Sunday General Meeting, 12:30 PM / Election of Officers

January 6, Sunday Remove Friendship Tournament Sign-Up Sheets

Winter League Begins Winter League EndsJan. 12 Sat Mixed Doubles Jan. 14, Mon. A Men

Mixed Doubles ends Saturday, Mar. 9 ( skip Jan.19) A Men League ends Monday, March 4

Jan. 16, Wed. B2 Men B2 Men League ends Wednesday, March 6 Jan. 17, Thurs. B1 Men Jan. 18 Fri, B Women

B1 Men League ends Thursday, Mar.7 B Women League ends Friday, Mar. 8

Jan. 19 & 20, Sat & Sun Friendship Tournament February 4, Monday Post March Spring Fun Tournament Sign-Up Sheet

March 3, Sunday Remove Spring Fun Tournament Sign-Up Sheets

March 9 &10, Sat & Sun Spring Fun Tournament

March 10, Sunday DTTA Awards Banquet


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Dear Friends, What a comfort and support you have been to me over these many months. We thank each and every one of you! We would like you to join us at our home 260 Las Palmas Blvd., for a “gathering of friends” on November 24, 2012, between the hours of 11:00 a.m. until 3:00 p.m. Did you chat with Denver at the driving range or on his many bicycle rides, play golf with him or share a beer or two? Please drop by and share your memories with us. Denver would have enjoyed that. Thanks to each of you, The Denver Arthurfamily

Mailbag

PLEASEREMEMBER

THAT THEADVERTISERS

HELP TO BRING YOUTHE TOWER

EACHMONTH


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Advance Directives are written instructions letting others know the type of care you want if you are ill and two doctors state there are no other treatments that can help you recover. Many people choose to prepare a document stating exactly what their family should say to the doctors. This Advance Directive document is provided free of charge to all individuals by the Lee Memorial Health System at the request of the State of Florida. A lawyer is not needed to fill out this document. Two witnesses are needed to watch the signature of the individual. The witness should not be the health care decision maker or alternate health care decision maker.

Parts of the Advance Directive:1. Living Will: Records your end of life wishes for medical treatment in case you are no longer able to speak for yourself and will be used when life-prolonging treatment only delays your impending death.2. Health Care Surrogate: You have the right to choose the person you trust to make health care decisions for you when you are so ill that you cannot speak for yourself. The person should be able to evaluate and discuss with your doctors the outcome of your medical condition and any treatment/surgery that needs to be performed.

Planning for the Future: Advance Directives

HEALTH NEWS

Oatmeal, kidney beans, apples, pears, barley and prunes are all “soluble fiber”. Fish: two servings a week give heart healthy omega 3 fatty acids. Bake or grill. Walnuts, almonds and other nuts help keep blood vessels healthy. Only a handful a day of unsalted nuts is recommended.

Drinking fluids is important to our health Drink eight 8-ounce glasses of fluid a day (total 64 oz.) that do not contain sugar or alcohol. Water is the main ingredient in our body and makes up 60% of our body weight. Water also flushes out toxins from our vital organs.

The following is something to ponder: If you have food in the refrigerator, clothes on your back, a roof overhead and a place to sleep … you are richer than 75% of the world. If you have money in the bank and in your wallet with spare change in a dish someplace, you are among the top 8% of the worlds’ wealthy. If you woke up this morning with more health than illness … you are more blessed than the million who will not survive the week. If you have never experienced the danger of battle, the loneliness of imprisonment, the agony of torture or the pangs of starvation … you are ahead of 500 million people in the world. If you can attend a church meeting

without fear of harassment, arrest, torture or death … you are more blessed than three billion people in the world. If you can hold someone’s hand, hug them or even touch them on the shoulder … you are blessed because you can offer a healing touch. If you can read this message you are luckier than two million people in the world who can not read at all. If you live in the United States of America … Be thankful. HAPPY THANKSGIVING

Top Foods to Lower Cholesterol

Thanksgiving Thoughts


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BirthdaysDAY FULL NAME

1 Steve Cuffe1 Sal Rand1 Gail Shannon2 Gary Lutz2 Bruce Raymond3 IIse Allen3 Ray Gaudreau3 William Immoor3 Linda Leeper4 Suzanne Agan4 Lynn Everett4 Alice Harris4 Mariann Illingworth4 David Rousseau6 Sandy Rolando7 Janet Gilbert8 Jacqueline St. Jean9 Michael Schoonmaker10 Julia Guffey10 Bob Massey10 Tony Ragone11 Mike Overholser

11 Victor Robitaille12 Bernard Haertel12 Joan Sullivan13 Brenda Blasie13 James Sheets14 Carolyn Curtis15 Betty Clark15 Craig Lindahl15 Diane Shorb16 Henry Shahar17 Gerry Kurvers17 Don Rutherford17 Ben Schatz18 Gloria Ellis19 Robert Brown20 Nancy Jaeger20 John Raynor21 Anne Kachel22 Teddy Reid22 Dave Lewis22 Don Sours23 Ida Capuano23 Faye Dean23 David Jacobs24 Helen McMillan

24 Johanna Leighton24 Cameron Brueggemann24 Chet Mowrey24 Dawn Marie Smith24 George Stolberg25 Lanny Robbins25 Duff Wilcox26 Dianna Gross26 Bart DeGraaf26 Jack Dunigan26 Gail Howell26 Lloyd Nestler26 Carole Smith27 Ann Karkut28 Barie Fez-Barrington29 Bernard Badeau29 Joette Fabbri Dunn29 Carolyn Forsey29 Glenda Oliver29 Stew Williams31 Debra Boss31 Edwin Culp31 Luisa Sotolongo

December Birthdays & Anniversaries

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December AnniversariesANNIV. NAMES ANNIV. DAY YEARS MARRIED

Bill & Judy Michael 2 51Ernest & Mary Betulia 9 45David & Dianne Pol 9 45Don & Alice Harlach 11 64Brenda & Victor Robitaille/Jacques 11 12Joe & Marilyn Wightman 13 22Robert & Peggy Deems 14 11Ron & Barbara Clancy 15 32George & Patricia Smith 16 4Michael & Janis Conner/Byrd 19 22Steve & Carol Marra 19 42Tony & Patricia Martins 26 57Tito & Linda Nappi 30 18Joseph & Elaine Kaydo 31 63


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November is the month we pause and remember all the men and women who have served our great country in time of war. Many of these honored veterans are among our neighbors in Del Tura and the one we wish to spotlight today is BILL WALKER, an early resident of Avenida Sierra. Bill spent twenty-one months in Korea from 1952 to 1953 during what is now known as the “Forgotten War”. It has not been forgotten by him and his family, however. Although born in Detroit, Bil l ’s family moved to Yonkers when he was just a baby and it was there that he grew up and attended school. His family lived in what was then called a railroad flat: a very narrow house, similar to early mobile homes. After graduating from high school, Bill started to work for the New York Central Railroad as a clerk. Before he could really begin his career, though, he was drafted into the Army and trained at Fort Devens, MA. He thought he was going to be sent to Russia but was turned down for that assignment and sent to Korea, instead. Everyone who serves in the Army doesn’t necessarily get to perform heroic feats on the battlefield but often perform very important support duties. This was the case with Bill as he was assigned to the Korean Military Advisory Group which was in charge of training Koreans to fight their own battles. The Americans tried to establish a minor West Point for the Koreans. Bill did clerical work and often took notes for the Americans at Court Martials held there. He also worked in Supplies. He achieved the rank of Private First Class and then was discharged and returned to the States, resuming his job at the New York Central. Before he left, however, the Koreans presented him with a beautiful Certificate of Appreciation which he holds in the picture. In November, 1955, he and Molly were married, having met previously at a church in Yonkers, NY. Eventually the couple had three sons, Bill, Robert, and John, and today they have four granddaughters, and one grandson who

was born on Bill’s birthday. Bill continued his career with the railroad and became a steno clerk, then a train makeup clerk (scheduling cars), and finally a traveling secretary on the railroad. The Walkers moved from Yonkers after their first son was born and then raised their family in Peekskill, NY, where they lived for twenty years. New York Central merged with Penn Central and then became Conrail and Bill and Molly moved to Westchester, PA, a suburb of Philadelphia. He retired

in Jan., 1990, after 42 years with the railroad. Bill and Molly were used to visiting Florida as her parents lived in Clearwater. They decided, though, that that was not the area for their own retirement and began to check other parts of the west coast. Del Tura impressed them because all the houses had attached garages. They paid for their

lot here in 1988 and finally built their house in 1991. Originally there was a lake on the land around Avenida Sierra but that was later filled in. It was at the Coffee Hour that they first became acquainted with other residents of our community. The donuts for Coffee Hour were originally bought from Dunkin Donuts and they would deliver them to the gate here. Living so near the entrance, Bill would then pick them up and take them to our Clubhouse. Bill has been a member of the Investment Club here since 1992 and also was active in the VFW Post at Del Tura. He was a driver for FISH and enjoyed bocce ball and bowling. Being married to a very community-minded wife, he has been involved with many of her activities. Together they have traveled to many countries including Japan and made fifteen trips to Germany where their son lived. From there they saw much of central Europe. In his spare time, Bill enjoys photography and putting together jigsaw puzzles. As we honor all our Veterans on November 11, we’ll particularly remember our own Bill Walker who exemplifies the best qualities of so many of them.

Meet Your Neighbor By Mary Richardson


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Browsing the library, I picked out a book by an author new to me, Debbie Macomber. Suddenly I was caught up in a world of knitting and a cozy little shop in Seattle named “A Good Yarn”, where customers become friends. The story winds around the lives of Lydia (proprietor of the shop), her sister Margaret, an ex-hippie named Alix, an unwed pregnant Colette and Susannah, the flower shop owner. Each chapter focuses on the lives of the main characters and the crises that occur in each of their lives. As the reader gets caught up in the events, suddenly she feels a sense of friendship toward the characters. Margaret’s daughter is the victim of a carjacking and almost loses her life. Alix comes from a lousy family: her mother is

in prison and her father has disappeared. She has done her time on the streets, but has turned her life around and is engaged to a wonderful man who happens to be, of all things, a youth minister. Some debate exists about her ability to present herself as the wife of a pastor. Colette is a young widow, childless, who spends a one-night stand with her boss out of loneliness and consequently finds herself pregnant. Resolutions of these dilemmas come in time, helped by the friendships. This is the kind of novel you hate to see end. A good read!

Book Review

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|BACK ON BLOSSOM STREET By Debbie Macomber

Submitted by Carol Essary

exp. 12/31/12 exp. 12/31/12

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• Blood Bank: Joyce Cuffe 543-6038• Co-Librarians: Barb Jones 543-6922 Kathleen Quigley 543-4329• Del Tura Repertory Company: Jackie Keen 731-9619• Entertainment/Show Information: Cathy Wallace 731-1092• Equipment Loans - Summer: Kevin Wilcox 731-8474 Linda Storma 997-9066• Equipment Loans - Winter: Val Coache 543-6425• Equipment Loans- Medical: Rich Symes 731-1308 Neil Miller 731-3628• FISH- Friends in Service Here: Dianne Conlon 731-9607• FMO Membership: Alice Harris 731-1397• FMO Membership (Chair): Betty Wright 292-5860•Golf, Ladies (LEGA): Ruth Ann Blevins 543-8134• HOA Membership: Doris Meyer 731-1937• HOA Office, Mon-Fri 9-Noon: 731-3461• Name Tags: Fran Pouliot 543-6141• Seminars: Joyce Cuffe 534-6038

• Tower - Advertising: [email protected] Bob Stein 914-539-0205• Tower- Delivery Co-ordinator: Anna Wilson 731-3604• Tower Editor: Doris Meyer 731-1937• Video Library: Elaine Schnur 567-1108• Volunteers for Tuesday coffee: Tony Oliver 834-8698• Welcome Committee: Marlene DeGraaf 599-4404Sound Systems David & Judy Jacobs 567-4598 Fred Hall 731-1890 Erv Stroma 997-9066Lighting Charles & Peg Note 731-5615 Doris Meyer 731-1937Hometown America Fountain Grille Restaurant 543-1973 Front Gate 731-2523 Golf Pro Shop 731-7814 Homeowners Complaints: Colleen Pilafas 731-3433 Poolside Pub 543-1978 Sales & Administraive offfice 731-3433

All of us on the HOA Welcome Committee are busy meeting with new residents. Our goal is to have them feel at home in Del Tura by telling how to get involved in the many activities provided during the week and how to find out about the events that occur once a month or once a year. We want them to know the importance of joining FMO, HOA, and FISH. Since everything in Del Tura is done by volunteers we encourage them to use their talents to get involved. There have been many new residents for whom we have not received any information; therefore, if you have not been visited or if you hear of anyone who has not yet met with a committee member contact any member on the list below. We plan on

having new resident get-togethers during the year in order to try to reach every one. MarleneDeGraaf

Welcome Committee ChairmanCommittee Members Marlene DeGraaf – 599-4404 [email protected] Linda Storma –997-9066 [email protected] Glenda Oliver – 834-8699 [email protected] Liz Flanagan – 543-1640 [email protected] Vivian Gray – 543-6492 [email protected]

Welcome Committee

Other Contact Numbers

By Marlene DeGraaf


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The Concert will take place on Friday, December 14, 2012. Rehearsals for the concert will begin on Monday Nov. 12 at 3:00 p.m. Rehearsal will also take place on Tuesday, Nov. 13, at 7:00 p.m. We hope the audience will join in with us as we have lots of fun singing many of our old holiday songs. Anyone new wishing to join our group,

please feel free to come to our opening rehearsals, as all are welcome. Our director, Edna Smith, will have returned and will lead us in another great concert. Please attend as it is important to get started right away! Any questions please call Peggy Iacovono at731-8819.

Monday Afternoon Handicapped 9-Ball League Beginning November 5, 2012, play will begin from 1:00 p.m. to 3:00 p.m. This is a brand new format derived from the American Pool Players Association whereby handicaps are assigned based on skill level. This means all players have an opportunity to win regardless of their skill level.

We will play a double-elimination tournament each Monday with points given for first, second and third place finishes. The winner of the first half of the season will play the winner of the second half for the championship. It is not necessary for you to play each Monday. Come as often as you like. A sign-up sheet is posted in the billiard room.

The next sale is coming and we are collecting! Our next sale is scheduled for Friday March 8 and Saturday March 9, 2013. We are hoping for lots of donations so we can exceed last year’s sale! As you know it takes a lot of donations, volunteers and coordinating to have

a successful sale. The more we collect the more we can sell and the more we can share the proceeds with local charities. Anyone who can volunteer to help or have donations let me know. Call Barbara Blanton @ 239-543-6961. Thank you in advance for your support.

Holly Jolly Choralaires Concert By Peg Iacovino

Sports / Billiards

Trash & Treasures Donations By Barbara Blanton, Chairperson

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Edward Jones, its employees and investment representatives do not offer estate- planning, tax or legal advice.

“Adam Hromiak AAMS, CRPC is a Financial Advisor with Edward Jones Investments in Cape Coral on 3571 North Del Prado Blvd.

Suite 7 Entrada Plaza, 1/2 mile West of Rt. 41 He can be contacted at 731-6338”

Should You Take a PenSion BuYouT? Have you recently received a pension buyout offer? If so, you need to decide if you should take the buyout, which could provide you with a potentially large lump sum, or continue accepting your regular pension payments for the rest of your life. It’s a big decision.

Clearly, there’s no “one size fits all” answer — your choice needs to be based on your individual circumstances. So, as you weigh your options, you’ll need to consider a variety of key issues, including the following:

• Estate considerations — Your pension payments generally end when you and/or your spouse dies, which means your children will get none of the money. But if you were to roll the lump sum into an Individual Retirement Account (IRA), and you don’t exhaust it in your lifetime, you could still have something to leave to your family members.

• Taxes — If you take the lump sum and roll the funds into your IRA, you control how much you’ll be taxed and when, based on the amounts you choose to withdraw and the date you begin taking withdrawals. (Keep in mind, though, that you must start taking a designated minimum amount of withdrawals from a traditional IRA when you reach age 70½. Withdrawals taken before age 59½ are subject to taxes and penalties.) But if you take a pension, you may have less control over your income taxes, which will be based on your monthly payments.

• Inflation — You could easily spend two or three decades in retirement — and during that time, inflation can really add up. To cite just one example, the average cost of a new car was $7,983 in 1982; 30 years later, that figure is $30,748, according to TrueCar.com. If your pension checks aren’t indexed for inflation, they will lose purchasing power over time. If you rolled over your lump sum into an IRA, however, you could put the money into investments offering growth potential, keeping in mind, of course, that there are no guarantees.

• Cash flow — If you’re already receiving a monthly pension, and you’re spending every dollar you receive just to meet your living expenses, you may be better off by keeping your pension payments intact. If you took the lump sum and converted it into an IRA, you can withdraw whatever amount you want (as long as you meet the required minimum distributions), but you’ll have to avoid withdrawing so much that you’ll eventually run out of money.

• Confidence in future pension payments — From time to time, companies are forced to reduce their pension obligations due to unforeseen circumstances. You may want to take this into account as you decide whether to continue taking your monthly pension payments, but it’s an issue over which you have no control. On the other hand, once your lump sum is in an IRA, you have control over both the quality and diversification of your investment dollars. However, the trade-off is that investing is subject to various risks, including loss of principal.

Before selecting either the lump sum or the monthly pension payments, weigh all the factors carefully to make sure your decision fits into your overall financial strategy. With a choice of this importance, you will probably want to consult with your financial and tax advisors. Ultimately, you may find that this type of offer presents you with a great opportunity — so take the time to consider your options.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

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Licensed and Insured

Call (239) 850-6722 or 368-2196

ClassifiedsRates for classified ads will be as follows: Rates for 2 to 3 lines of ad will be $8.00, or if you pay for one yr. the cost will be $50.00; and 4 to 5 lines will be $13.00, or if you pay for one yr. the cost will be $100.00; and 6 to 8 lines will be at $20.00 per ad. No ad over 8 lines will be accepted. Place ads by calling 941-539-0205 or 239-233-8255 email: [email protected] We use only one page for the classified ads. “The Tower” does not inform you when classified ads expire. However, the letters in parenthesis at the end of your ad tells the expiration date

PROFESSIONAL PAINTING Without Professional Prices! Interior/Exterior, 25 years experience, Power Washing, Home Maintenance and repairs! Del Tura resident. Call Jim or Suzi Smith 543-2046 (Nov12)

HANDY MAN – Electrical - Plumbing - Wood rot, Carpentry, Screen repair, Ceiling Fans, etc. Del Tura Resident Chuck 731-0188 (dec12)

RENTAL DEL TURA-185 Las Palmas fully furnished w/golf cart. Call Vanessa 774-644-4434 (feb13)

WINDOWS cleaned inside/outside. Power washing Small repairs jobs. Marty 731-2670, Dave 543-7370(mar13)

PAINTING & LANDSCAPING: Interior/exterior, caulk 1-2 coats, Trimming, mulch, roof & gutter cleaning. Brick and mortar repair. BEST PRICE, FREE ESTIMATES. Resident, call Sean Sullivan anytime 731-3710 (Dec12)

HOUSE CLEANING: Have your home cleaned by an efficient and trustworthy Del Turian who is reasonable and use her own products. Call Judie 731-1373(dec12)

HANDY MAN, painting, plumbing, electrical, landscaping, wood rot, ceiling fans. Del Tura resident. John Belpulsi 239-543-5085 or 239-313-8029 (mar13)

LOCKSMITH Auto/Home Lockouts, Locks Repaired, Installed or Re-keyed. Del Tura Resident. Louis Rivet 543-1434 (oct13)

RIDES to and from the airport. Gerald J. Dyer, 231 Las Palmas Blvd. 731-1696 (feb13)

AIRPORT SCOOTS- to and from the airport or Doctors’ appointments. Need to go grocery shopping and can’t get out? Please call Monique Reilly 567-2292 (feb 13)

GARAGE DOOR AND OPENER TUNE-UP $25.00. Oil, adjust, and reprogram. Call Jim O’Brien( resident) 239-849-1644 (may13)

VINYL & LAMINATE floors installed, sub floor repair, also painting and power washing. Lic. & Ins. Del Tura Res. Call Stan 731-9756 (aug/sept13)

“PRESSURE WASHING”. Houses, driveways, walkways. Call Del Tura Resident. Denny at 543-8811 (aug/sept13)

HOME FOR RENT (2012-2013) 903 Via La Paz- 2B/2B Fully furnished w/Golf Cart. Reasonable rates in + off season. Min. 2 mo. No pets + no smoking. Call Wayne: (508) 728-5438 (mar13)

HOUSE CLEANING SERVICE, reliable, honest, & friendly service. Del Tura resident. Call Karen @ 543-1434 (oct13)

HOUSE SITTING SERVICE w/monthly walk thru & e-mail reports. $25 / mo. Painting, power washing, lawn service avail. Call Joe @ 239-671-8875 (dec12)

AIRPORT? SHOPPING? ERRANDS? If you need a little help or just need to get out, you can call Linda Storma at 997-9066 (aug/sept13)

REAL ESTATE – Buying or selling in Del Tura? Call Jim or Barbi O’Brien, Del Tura residents, 239-849-1644 (aug/sept. 13)

d&b TRANSPORTATION: Special for Del Tura residents. Let us drive your car from the North to Ft. Myers and / or return. Door-to-door service. Mature Professional drivers. Please call for great rates. 239-898-5688 (Nov.12)

HOME FOR SALE: 1248 Buena Vista. Newly remodeled, 2bd/2ba. Interior lot priced to sell. Call Jayleen Ruffalo 239-470-4818 (Nov12)

HANDYMAN – General Repairs, Screening. Del Tura Resident, Roy 239-560-1337(Dec12)

FOR SALE: Small Lowry Organ – 10 years old, $250. and Troy built generator – new, never been used, $300. Del Tura resident, call 543-5759 (Dec12)

SIDEWALK NUMBER PAINTING: Without border -$15 or with border-$20. Call Katie at 239-851-1593.(Nov12)

NOTARY SERVICE by appointment. Call Carolyn after 6:30pm. Del Tura resident, 239-292-6691 (aug/sept13)

4/13

4/13

Tower Articles Advertising Deadline The 12th of Each Month If your article is NOT in by 12:00 noon, it will be in the NEXT issue.

Articles should be typed and e-mailed to [email protected] [email protected] or printed so they are legible, and deposited in “The Tower”

box outside HOA office.For placing advertising in “The Tower” please call 941.539.0205

It is the policy of “The Tower” not to publish any article that is not signed. You may submit an article and ask that your name not be mentioned, but you must tell us who you are. While readers are encouraged to patronize “The Tower”

advertisers, please be advised that “The Tower” endorses no advertiser products/services.

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DEL TURA RESIDENT543-1434

E-mail: [email protected]

LOUIS RIVET - LOCKSMITHMOBILE SERVICE

LOUIS RIVET CRLBONDED

• Residential Commercial Auto• Master Key Systems• Locks Rekeyed• Key All Locks Alike

• Auto Lockouts• High Security Key Control Systems• Code Cut Keys Safes


November 2012 | 27

2/13


28 | The Tower

Wednesday Afternoon Bridge By Marjorie Davis

8/15/12Joan Baumann

Paul Jenson & Ed Arnett

8/22/12Joan Baumann

Ed ArnettMarge Davis

9/5/12Sylvia WhiteMarge Davis

Joan Baumann

9/12/12Sylvia White

Joan Baumann tieEd Arnett

Marge Davis

9/19/12Joan BaumannSylvia WhitePaul Jenson

9/26/12Peggy Simpson

Paul JensonJoan Baumann

10/3/12Joan BaumannPeggy Simpson

Agnes Rand

10/10/12Marge DavisAgnes Rand

Ed Arnett

Pinochle Scores By Eleanor Lingeman

9/12/12Marcella Carothers

Ray DeanEleanor Lingeman

9/26/12Bill Trachsel

Eleanor LingemanRay Dean

10/3/12Russ Scibetta, Bill Trachsel

& Onallee Trachsel

10/10/12Ralph Lingeman

Ray Dean & Janet Reinen

Tuesday Night Duplicate Bridge By Deloris Nelson

9/11/12Miller Ekas/Eric Palmgren

Ann Ekas/Eleanor Bergman

Carol Marra/Jerry Moore

9/18/12Carol Marra/Jerry Moore

Miller Ekas/Eric PalmgrenSandy Mihok/Deloris

Nelson

9/25/12Sandy Mihok/Deloris

Nelson tieMiller Ekas/Eric Palmgren

Games Roundup

11/1

2

8-9/

13


November 2012 | 29

HOA - Tower Delivery Travel PlansPlease Do Not Deliver “The Tower” during the time I/We are away.Name: ________________________________Del Tura Address: _________________________Date-Will be away from: ___________________Date-Will return on: _______________________Please complete and drop into “The Tower” box in the Clubhouse.

e-mail addreSSeSNEWS ITEMS AND ADS FOR “THE TOWER”, PLEASE USE ONLY THESE 2 e-mails ADDRESSES [email protected] OR [email protected]

(PLEASE SEND TO ONLY ONE)The Webmaster: and HOA web site, use http://www.deltura-hoa.comUse password DTCCHOA where applicableTo list events on the Internet, please e-mail, and please submit pictures and text in digital form.Tower Delivery: [email protected] HOA Board: [email protected]

HOA - The Homeowners Association of Del Tura Inc. Membership Application:

Name: _____________________________Del Tura Address: ____________________

Phone: ____________________________Owner Check Here: _____ Renters Check Here: ____Dues: $12.00 U.S. annually for homeowners and renters. Make check payable to HOA Del Tura. Mail or deliver to Doris Meyer, 246 Las Palmas Blvd., No. Ft. Myers, FL 33903, 731-1937. If mailed, enclose a self -addressed stamped enve-lope for return of HOA cards.

For the correct listing of your birth-day and anniversary, e-mail to

[email protected] return this form to

“TOWER” BOX OUTSIDE HOA OFFICE

Birthdays Name: _____________________________Address__________________________________________________________(Required)Phone #____________________(Required)Month(Spelled)____________Day: _______Name: _____________________________

AnniversaryName: _____________________________Month(Spelled)____________ Day_______Year married _________Number of years married________as of 2012

Fmo - memBerShiP aPPlicaTion:

Name: ______________________________

Del Tura Address: _____________________

___________________________________

Phone: (_____)___________________Email Address_____________________________1 Year Membership $22.00_____3 Year Membership $55.00# Of registered Fl. voters in household_____Non-Florida Address if Applicable:

__________________________________

__________________________________Which months do you NOT live in Florida___________________________________Recruiter Name_______________________

Send To: Fmo, P.o. Box 5300, largo, Fl 33779-5300.

LOAN CLOSETPLEASE CALL

Val Coache 543-6425Julie Masone 731-2670

NOW LOCATED IN THE MAINTENANCE AREACOTS, “PACK n’ PLAY, HI-CHAIRS, ETC

The Del Tura Phone Book is not compiled by “The Tower”. It is

produced by Hometown America. Please contact the HT office 731-3433

for errors and omissions.

medical eQuiPmenT Anyone needing to borrow equipment from

the Medical Equipment Loan Trailerplease contact

rich SYmeS aT 731-1308 neil miller aT 731-3628

Island Visitor Publications, LLCPublishers: Bob & Emy Stein [email protected]

To advertise in print, call 941-539-0205Thanks this month to our contributing writers:

The Tower is published monthly from October through May; with the June and July issue being combined as well as the August and September issue. Advertising rates and information will be gladly furnished by calling us at 941-539-0205, We are ready to answer your questions and to assist you in

preparing your ad at no extra charge. The publisher reserves the right to edit or reject copy for any reason.

Island Visitor Publishing, LLC is not responsible for any claims made by the advertisers.

Editorial content supplied by Del Tura residents: Joyce Cuffe, Charlene Ruotolo, Betty Wright, Dianne Roderick, Susan Savitt, Cathy Wallace,

Jack Blevons, Elaine Schnur, Mary Richardson, Linda Storma,Barry Gidley, Dianne Colson, Dennis Gottini, Joan Stevenson, Mabel Bova,

Molly Walker, Ellyn Ryan, Carol Essary, Sue Symes, & Erv Storma


30 | The Tower

Daily Activity ScheduleActivity/Contact Information Monday Tuesday Wednesday Thursday Friday Saturday Sunday Exercise Tai Chi , Marjorie Lord, 543-9072 8:00-9:30 8:00-9:30 8:00-9:30 Tura Zumba, Teddy Reid, 731-7251 9:30-10:00 9:30-10:00 9:30-10:00 Jane Fonda Aerobics, Teddy Reid 10:00-10:45 10:00-10:45 10:00-10:45 Water Aerobics-N. Pool Nov-May, Linda Storma 997-9066 11:00-12:00 11:00-12:00 11:00-12:00 Yoga Practice-Starlight Ballroom, Dea Wells 283-5603 11:00-12:15

Sports Mixed Tennis - Open 8:00-10:00 Men’s 18 Hole Golf League - Don Soper, 217-0879 8:00 Women’s 9 Hole Golf League, Judith Riordan, 543-3753 8:30 Women’s 18 Hole Golf League, Ruth Ann Blevins, 543-8134 8:30 Men’s 9 Hole League Jack Riordan Pres., 543-3753 9:00 Shuffleboard -open 9:00 Mixed Bowling All Star, Dave Csuy - 543-9746 Oct-May 10:30 Shuffleboard, Traveling Team - Jan-Mar, Bob Crawford 12:30 Shuffleboard, Practice, Jack Blevons, 731-0892 12:30 Shuffle Board, Jack Blevons , 731-0892 1:00 Men’s Billiards, Harry Christopher, 997-7345 1:00-3:00 1:00-3:00 Shuffleboard, Open - Marcella Carothers, 731-3315, Apr-Aug 3:00 3:00 Mixed Bowling, All Star Lanes, Gloria Ellis, 731-5693 3:00 Fun Bowling, All Star Lanes, Doris Meyer - 731-1937 2:00 Bocce, Tom Lord 543-9072 Oct-May 3:00-6:00 Bocce, Peter Ruffalo, 470-4818 - Sept-Apr 3:30-5:00 3:30-500 Softball - Cape Coral NW Complex Oct - Mar, Mon & Wed - Jay Flanagan - 543-1960 5:00 5:00 Shuffleboard, Open - Bob Crawford, 777-8290, Apr-Aug 7:00 Women’s Billiards, Anna Wilson ,731-3604 Nov-Apr 7:00-10:00

Games Bingo - Starlight Ballroom All Year 11:00-12:00 Canasta, Norrine McLaughlin , 543-1276 1:00-4:00 Hand & Foot - Card Game, Betty Scheetz - 609-477-9147 1:00-4:00 Open Bridge, Sylvia White, 731-5168 1:00-4:00 Open Bridge, Marjorie Davis , 543-4225 1:30-4:30 May I - Card Game, Norrine McLaughlin, 543-1276 1:00-4:00 Dominoes, June Malonson 652-4151 5:30 Bingo- Doors open 6:15 Bingo - Oct - Mar, Erv Storma , 997-9066 7:00-10:00 Duplicate Bridge, Carol Marra/Cathy Quinlan 543-5995 6:45-9:30 Duplicate Bridge, Deloris Nelson 731-9503 6:45-10:00 Euchre, Marcella Carothers - 731-3315 7:00-9:00 Good Timers Cards B-1, Peg McTernan 543-3144 7:00-9:00 Mahjong, Rheta Kanen, 731-0809 7:00 Pinochle, Ralph & Eleanor Lingeman, 543-1209 7:00-10:00

Other Activities & Clubs Blood Pressure Readings - Summer, 1st Tues of Month 8:00-9:00 Social and Coffee Hour - Starlight Ballroom 8:15 Bird Carving, Bernie Forsey, 217-6024 - Nov-May 9:00-12:00 VIDEO CORNER is open in the library 1:00-3:00 Oil Painting - Gerri Robbins, 731-6390 Oct-May 1:00-4:00 Computer Club, Starlight Ballroom, Marty Riley, 217-0766 1:45 Choralaires, Edna Smith, 543-2467 - Nov-Mar 3:00-5:00 7:00-9:00 Investment Club 2nd & 4th wks, Ed Daly 731-2364 4:00-6:00 Good Timers Mtg. 1st wk of Month, Peg McTernan 543-3144 5:00

The Daily Activity Schedule will be updated on a monthly basis. Please submit any corrections or additions to Helene Glasson 217-0592or by email [email protected] prior to the 9th of each month. Thank you.


November 2012 | 31

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Ice Cream Social 2012 By Jayleen Ruffalo Once again we out did our goal of 50 tickets being sold. Can you believe we sold 90 tickets! We are so proud of the volunteers Bob and Doris Meyer, Dave and Betty Scheetz, Helene Glasson, Dennis Cottini, Connie Picciolo, Dave Jacobs, Glenda Oliver, Connie Ashcroft, Kevin and Louise Wilcox, and Peter Ruffalo. Also a special thanks to Chris Raynor for the design of tickets and Sheila Vona for the design of the fliers.


32 | The Tower

Welcome to Del Tura...The folks pictured below all purchased homes

in Del Tura during 2012.They were feted by our Del Tura Home Owners

Association Welcome Committee.When you see them, be sure to give them the

“Del Tura wave” and say hello.

Now that many of you are returning to Del Tura for the season, there may be some work that needs to be done at your home. You are strongly encouraged to check the Contractor Survey, either in the HOA office or the HOA website. Find out whom your neighbors recommend. Remember, a contractor advertising in the Del Tura Phone Book or “The Tower” is not an endorsement by Hometown or the HOA. Be especially cautious of air conditioning and plumbing contractors. Also never pay more than 10% up front and get a written cost for the work. If a contractor’s

finances or credit will not allow them to start work or purchase materials, then you may not want to hire them. Also you should hire only licensed contractors with insurance. If a contractor does not have insurance and one of the workers gets injured, you could be liable for their expenses, such as medical bills and loss of wages. When you have work done please fill out a survey form, these are available in the HOA office and at the Tuesday morning Coffee Hour. If you have any questions please contact Tom Lord at 239-543-9072.

Editor’s note: Enjoy this tongue in cheek article and the humor expressed. This is not a joke and the writer prefers to remain nameless, the reason for which you will soon see. This happened to me as I was doing my good deed for the day. Old friends sold their Del Tura home and moved away. After the home ownership changed for about the third time I thought my friends might like to see the attractive changes the current owner had made to the exterior of the home. So … off I went with my digital camera to take some pictures. As I walked into the yard to line up my shots I noticed three Muscovy ducks waddling around, but I didn’t pay any attention to them. After taking my photos I started to walk back to my golf cart, parked in the street. As I walked I felt a tug at the back of my slacks. I turned around and, lo and behold, I had been goosed by a duck!

Contractor Surveys By Tom Lord Beware of Aggressive Ducks

Del Tura Welcome Committee

12 11 november tower

Documents

rent increases

lot increases

flag etiquette

pension increases

tura residents

unreasonable rules

statutory committee

power residents