10 things you need to know about home insurance today - alchemy insurance agency
TRANSCRIPT
Home Insurance
A new home is a dream of everyone and one of the most significant investment that you ever make
Some important points to consider while you purchase a home insurance policy
Understand the types of insurance
Mainly two types of insurance: building insurance and contents insurance
Better to purchase home insurance which cover both type of insurance.
Buy the right home insurance
When you buy a home insurance, you have to make sure that you get enough coverage to rebuild your home if you have to face a disaster.
Insure the rebuild value
Note down the value of all belongings and calculate the rebuild value of all these items before purchasing a home insurance.
Make sure you have enough content cover
Understand the claim process
When you choose a home insurance, you have to take care of the claim processing of different types of insurance
Protect your valuable items
Make sure that your home insurance cover the valuable items such as jewelry, antiques and other electric systems.
Ask for discounts
Insurers can provide discounts in some cases such as purchasing the insurance of same company to insure your home and car
Insurance Providers
Consider new for old
When you purchase a contents insurance, go for a criteria new for old instead of claiming the amount of your five year old Fridge.
Optional Coverage
You can opt for an additional coverage if you are living in an earthquake prone area.Home Insurance agency
Read your policy carefull
Read carefully before signing the agreement and keep all the reciepts, appraisals and documents to claim your insurance without any issues.
Alchemy Insurance agency present products of multiple insurance carriers allowing clients to find a better choice
Website: alchemyinsurance.com