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10 Great Credit Card Offers for 2016

Blue Cash Preferred by American Express

• $150 cash back bonus after $1,000 in purchases within the first 3 months

• 1% cash back on purchases, 6% back at supermarkets, 3% at gas stations and department stores

• 0% APR on purchases and balance transfers for 15 months

• $75 annual fee

Cash back + 0% introductory APR

Citi Double Cash Card

• No annual fee• Get 1% back on all

purchases and another 1% back when you pay your bill

• 0% APR on purchases and balance transfers for 15 months

Best cash back rate in the industry

Chase Sapphire Preferred

• 1 point for each $1.00 in purchases. Double points on travel and dining.

• Rewards are worth 25% more when redeemed for travel.

• No foreign transaction fees• $95 annual fee (waived first year)• BONUS: 50,000 points after

making $4,000 in purchases within 3 months – worth $625 in travel.

Great introductory bonus

BankAmericard Travel Rewards

• 1.5 points per dollar (1 point = $0.01)

• No annual fee• No foreign transaction fee• 0% APR on purchases for 12

months• BONUS: 20,000 points ($200)

after $1,000 in purchases in the first 90 days

High reward rate, 0% intro APR

Citi ThankYou Premier

• Points are worth 25% more when used for travel

• 3x points on travel and gas, 2x points on dining and entertainment

• $95 annual fee (waived 1st year)

• No foreign transaction fees• BONUS: 50,000 points after

$3,000 spend within 3 months

Great travel reward rate

Hilton HHonors Surpass (Amex)

• Automatic HHonors Gold Status• 12 points per $1 on Hilton

purchases, 6 points per $1 at restaurants, supermarkets, and gas stations, 3 points per $1 on other purchases

• $75 annual fee• BONUS: 60,000 points after

$3,000 spend in 3 months

Great hotel rewards

Chase Slate

• No balance transfer fee (first 60 days)

• 0% APR on balance transfers and purchases for 15 months

• Free FICO score• No annual fee

Great for balance transfers

Citi Simplicity

• 0% APR on purchases and balance transfers for 21 months

• No annual fee• No late fees, no

penalty APR

Longest 0% APR period

Chase Freedom

• 0% APR on purchases and balance transfers for 15 months.

• No annual fee• 5% cash back on rotating

categories, 1% on other purchases

• BONUS: $150 cash back after $500 spend within 3 months

Good reward rate, no annual fee

Barclaycard Ring

• 8.25% APR on purchases (variable)

• No annual fee• No balance

transfer fees

Low permanent interest rate

The next billion dollar iSecret

you need to know about