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RBC Wealth Management Generalist Program

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Global Asset Management

Canadian Wealth Management

US & International Wealth

Management

Personal Financial Services

Business Financial Services

Cards and Payment Solutions

Global Insurance

Banking

RBC Dexia IS

Global Markets

Global Investment Banking and Equity

Markets

Other

Canadian BankingU.S. & International

BankingWealth

ManagementCapital Markets

RBC’s Business Segments

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Components of Wealth Management

• RBC Dominion Securities• Private Counsel• Estate & Trust Services

• U.S Private Client Group• U.S. Correspondent

Services• International Wealth

Management–Trust Services

–Banking/Credit

–Brokerage

–Discretionary Investment

• RBC Asset Management • Voyageur Asset

Management• Phillips, Hager & North

Wealth Management

Canadian Wealth

Management

U.S. & International

Wealth Management

Global Asset

Management

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RBC Asset Management• Leading company within Canada’s mutual fund industry with 12.5% market share• $92 billion in assets under management• Received the Lipper Award for “Best Overall Fund Group” in Canada for the second consecutive year in 2008

RBC Dominion Securities• Canadian leader in investment management for affluent and high net worth investors, on both a discretionary

and non-discretionary basis• Full service brokerage with approx. 1,400 investment advisors and $152 billion in assets under administration• Independent investment culture

RBC Private Counsel• Discretionary investment management services to high net worth clients• 27 investment-counseling teams in 13 offices across Canada

RBC Wealth Management, U.S. Division• One of the largest retail securities businesses in U.S.• Serves over 305,000 households with over US$145 billion in assets under administration• Nearly 1,800 financial consultants and a network of 161 locations in 39 states

RBC Wealth Management, International Division• Client solutions include private banking and credit, international trust services, discretionary investment

management, international full-service brokerage and global custody and fund administration • 36 offices in 22 countries and 35,000 high net worth clients

Components of Wealth Management

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RBC Wealth Management Generalist Program

• Flexible 2 year rotational program

– 4 rotations each approximately 6 months in duration– Rotations across the RBC Wealth Management businesses– Market-centric / business-centric rotations– Opportunity for international rotations

• Senior management mentorship

• Pursue career path in a mutually agreed upon area

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• Research Associate with Portfolio Manager– Provide research and analytical support to a Senior Portfolio Manager on the Canadian, US

or global equity team• Product development at RBC Funds

– Work on a product team to enhance mutual fund offerings to retail and institutional clients

Sample Rotations

Note: these are examples of what generalists have done and by no means form an exhaustive list

• Fixed Income and Equity Portfolio Advisory Groups– Become a part of the equity and fixed income desks providing research and opinions on

Canadian, US and global securities to over 1,370 investment advisors• DS Business Development

– Develop and execute national strategic initiatives to extend market leadership

• International Advisory Group– Take part in international strategy projects to develop the global brokerage platform– Join International Portfolio Advisory Group to assist international investment advisors with

global securities coverage• Sales Effectiveness

– Manage the development of a new strategic initiative with responsibility for all aspects of project management

• Strategic Initiatives– Work closely with leadership on high level strategy projects and competitive analysis in

support of business development

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Generalist Qualifications

Generalist Qualifications

• Outstanding leadership and problem solving skills

• Demonstrated record of academic success

• Strong interest in financial markets

• Excellent oral and written communication skills

• Diverse range of extracurricular activities

• Fluency in other languages is an asset

• Creativity, flexibility, and a sense of humour!

• This program is open to both graduates and undergraduates