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NCHELP Collaborations

Tim Cameron

NCHELP

Adele Marsh

American Education Services

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Topics to be Discussed

The Focus of NCHELP The High Performance Channel Meteor Common Account Maintenance (CAM) CommonLine

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The Focus of NCHELP

Information Involvement Advocacy Education

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NCHELP Committees

The foundation of NCHELP’s public policy development activities Debt Management Program Operations Program Regulations Legal Affairs Membership Education and Training Electronic Standards

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NCHELP and Standards

The Electronic Standards Committee Combined Efforts

CommonLine Common Account Maintenance (CAM) Common Claim Initiative (CCI)

School Advisory Group Electronic Standards Steering Committee

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The Electronic Standards Committee

Advisory Teams– Communications and Training– CommonLine Origination and Disbursement– Change Transactions– General Account Maintenance– Default Aversion and Claims– Testing and Certification– Electronic Exchange

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Electronic Exchange Standards

CompuServe SMTP/POP3 FTP HTTPS with SOAP

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The High Performance Channel

Collection of Software Components Provides

– Secure– Efficient– Open Methodology

Supports Real-Time Processing

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The High Performance Channel

Transmits Data over HTTPS– Simple Object Access Protocol (SOAP)– Server-side and Client-side Software Components

Real-Time Internet Based Processing Available Under the GPL

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The High Performance Channel & Meteor

Meteor Utilizes the HPC Software for B2B Messaging– Meteor – Data Aggregation– HPC – Data Exchange

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Data Exchange Model

Fast and Secure Connection Designed to be Automated

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Transmission Cycle Example

Two Distinct Exchanges– Business Request– Business Response

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Transmission Cycle Example

Partic ipant BPartic ipant A

Business Request

AsynchronousSender Recip ient

Partic ipant BPartic ipant ABusiness Response

SenderRecip ient

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Transmission Cycle Example

Partic ipant BPartic ipant A

Business Request

Business Response

Sim ulated SynchronousSender

Recip ient/ Sender

Recip ient/

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Summary

Based on Open Technical Standards Compliant with ED Technical Standards Deployable on Many Hardware Platforms

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METEOR

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Meteor is...

A collaborative effort by Meteor sponsors to provide a standard for the aggregation of financial aid data to both financial aid professionals and student/borrowers.

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Meteor is, cont...

The software and service to obtain a student or borrower’s financial aid information from various sources.

The Meteor software can be installed on almost any web site -- a school, lender, guaranty agency, secondary market, or servicer.

The software is Open Source, meaning:– developed free of charge by the Meteor sponsors– a “gift” from the Meteor sponsors to the financial aid

community– the code can be extended by many to meet specific needs

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How does Meteor Work?

Meteor uses the concepts of Access Providers and Data Providers.

A Meteor Access Provider allows inquirers to obtain information through its web site by hosting a copy of the Meteor software, which generates the request to the Data Providers for the borrower’s information. Access providers can be Schools, Guarantors, Lenders, Servicers, or Secondary Markets.

A Meteor Data Provider hosts a copy of the Meteor software that enables them to respond to the Access Provider’s request for information, supplying data from their system. Data Providers are typically Lenders, Servicers, Guarantors, and Secondary Markets. In the future, the Dept. of ED, State Grant authorities, Schools, and others could become Data Providers.

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Simplified Meteor Illustration

SchoolGuarantor

Guarantor

Servicer

Student(next phase)

Access Providers Data Providers

Financial Aid Professional

Lender

Index

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Authentication

Users authenticated by Access Providers Data providers may request additional data if

higher level of authentication is required from user

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Meteor Implementation Phases

Current Phase– Has Loan Detail information– Financial aid professional (school) access only to

loan summary data and loan detail data– Multiple data providers– Multiple access providers

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Meteor Implementation Phases

Next phase– Financial aid professional and student/borrower

access to both loan summary and loan detail data – Multiple data providers– Multiple access providers

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Meteor Standards

Business messaging using XML– Collaboration with the PESC XML Forum– Based on IFX Standards– Consistent with the Department of Education’s

Common Record

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Meteor Standards

Software components using Java Systems design using UML and object-oriented

development methodologies

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Meteor Standards

Authentication– Based on SAML– Collaborative effort with Shibboleth– Industry standard doesn’t currently exist, but will

converge with “standard” when it is available

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Meteor Standards

Transport– Collaboration with the Electronic Exchange Advisory

Team of the NCHELP Electronic Standards Committee– High Performance Channel

A collection of software components that provide a secure, efficient, open methodology for moving data among FFELP participants.

Transmits data over HTTPS using the Simple Object Access Protocol (SOAP), and XML-based messaging protocol.

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The Current State of Meteor Affairs

The initial Meteor reference implementation and technology has proven very successful in accomplishing its objectives

Estimated current phase final code delivery (for project team testing) set for May 19, 2002

Estimated current phase public code release set for August 1, 2002

Early adopter implementation begins at public release through the end of 2002

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Early Adopters

AES Connecticut Student Loan

Foundation - GA Connecticut Student Loan

Foundation - Lender Georgia Higher Education

Assistance Corporation Great Lakes Higher

Education Corporation Illinois Student Assistance

Commission

NELA National Student Loan

Program Sallie Mae Student Loan Guarantee

Foundation of Arkansas Texas Guaranteed USAFunds

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Meteor Ongoing Status

For current status and updates: Meteor Project Info: http://www.nchelp.org/Meteor/Meteor.

htm

Meteor Implementers Page: http://www.nchelp.org/Meteor/MeteorImplementorsPage.htm

Meteor Tech Info: http://groups.yahoo.com/group/meteor_tech

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Meteor Sponsors (as of 3/22/2002)

American Education Services

American Student Assistance

Bank One

Chase Manhattan

College Foundation, Inc. [NC]

College Board/College Credit Education Loan Program

Connecticut Student Loan Foundation

Educational Credit Management Corporation

Education Assistance Corporation

Education Funding Association

Florida Department of Education, OSFA

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Meteor Sponsors

Georgia Higher Education Assistance Corporation

Great Lakes Higher Education Guaranty Corporation

GuaranTec, LLP

Higher Education Student Assistance Authority

Illinois Student Assistance Commission

Iowa Student Loan Liquidity Corporation

Kentucky Higher Education Assistance Authority

Key Education Resources

LoanStar Systems, Inc.

Michigan Higher Education Assistance Authority

Montana Guaranteed Student Loan Program

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Meteor Sponsors

National Student Loan Program, Inc.

New Hampshire Higher Education Assistance Foundation

New Mexico Educational Assistance Foundation

New York State Higher Education Services Corporation

NCS Pearson

North Carolina State Education Assistance Authority

Northwest Education Loan Association (NELA)

Oklahoma Guaranteed Student Loan Program

Oregon Student Assistance Commission

Panhandle-Plains Student Loan Center

Rhode Island Higher Education Assistance Authority

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Meteor Sponsors

Sallie Mae, Inc.

Southwest Student Services Corporation

Student Loan Finance Association

Student Loan Guarantee Foundation of Arkansas

Student Loans of North Dakota

Texas Guaranteed Student Loan Corporation

United Student Aid Funds

Vermont Student Assistance Corporation

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Common Account Maintenance (CAM)

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NCHELP and Standards: Common Account Maintenance

Development began with AMF Published in 1999 Implementation – NOW!

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NCHELP and Standards: The Common Claim Initiative

Finalized standards in 2001 Implementation – NOW!

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CommonLine

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NCHELP and Standards: CommonLine

Initial Implementation in 1995 Release 5 Implemented in April

2002 XML Version was the basis for the

Common Record

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NCHELP and Standards: CommonLine

CommonLine, the Common Record and XML Business System Design—April 24, 2002

Submitted to PESC and ESC May 10, Recommend Process to ESC—May 17, 2002

Begin Implementation Guide—June 15, 2002 Begin Technical Reference—June 15, 2002 Formatting/Tech writing—June 15, 2002 Schema Produced—July 15, 2002 Review of draft documentation—July 31, 2002 - August 21,

2002 Draft Publication - September 1, 2002 Final Publication—January 1, 2003 Implementation—April 1, 2003

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Questions & Feedback