1 mike pedersen, td bank financial group firma conference april 30, 2009
TRANSCRIPT
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Mike Pedersen, TD Bank Financial GroupFIRMA Conference April 30, 2009
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Risk Management = Competitive Advantage
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Financial Crisis Split Sector Along Risk Management Lines
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TD Weathered the Storm
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Understand and Manage Risk: Guiding Principle at TD
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TD’s Position
• Strongly Capitalized Bank• Strong Balance Sheet• Triple A Rating• North American Powerhouse
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TD Bank, America’s Most Convenient Bank
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Environment: Critical Risk Management Issue
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Environment: Risk and Opportunity
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Underestimate Environmental Impact at Your Peril
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Winning Organizations Think Green
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Global Warming
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The U.S. Government
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International Climate Change Treaty
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Implications
• Job Losses• New Industry and Sector
Economics• Trade Tariffs
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Environmental Disasters
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Carbon Pricing
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Reputation Risk
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Public Pressure
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Opportunities
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Attracting and Retaining Talent
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Additional Opportunities
• Reduced Costs• Building Brand• Achieving Marketing Goals• Stronger Ties
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First Canadian Bank to go Carbon Neutral
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Step 1: Reduce Energy Consumption
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Step 2: Use Green Energy
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Step 3: Help Others Lower Their Emissions
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Chief Environment Officer
Karen Clarke-Whistler
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Create Opportunities Across the Enterprise
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Engage Public and Do Good
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Importance of External Recognition
• Positive Impact on Reputation• TD one of World’s 100 Most
Sustainable Companies • Environment Initiatives can Enhance
Competitive Position and be Profitable
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Understand and Manage Environmental Risk
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#1: Get Your House in Order
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#2: Understand Long-term Environment Implications on Your Business
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#3: Make a Difference Together
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