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Mann Island Finance “The Largest UK Dealer Broker Underwriting £500M PA” Dear Mr. Tony Barrow We Can Help You Sell More Vehicles The Challenge 2011 Few Dealers will see any increased footfall into their showrooms in 2011. The challenge is not to attract more customers – it’s to find ways of increasing conversions on those opportunities you already have. Tightened underwriting criteria by lenders has become a problem, but a greater difficulty is the increasing evidence of Negative Equity that is deterring salesmen from closing more sales. A legacy of low deposit, high residual values, and long repayment periods has left customers with no equity in their part exchange, and salesmen ill equipped to sell replacement vehicles. The Solution! No longer can a single funder match the diverse needs of every corporate or retail customer! Every dealership must ensure his sales team have access to every available financial product, so that valuable sales opportunities are captured rather than missed. Mi Finance can give you access to 20 funders operating in all the niches of your finance business. We don’t want to replace your current main funders – any business we write will be on vehicles you probably wouldn’t have sold. Local Dealer Development Manager Mike Wilson – 07798 680 708 Head Office 30-32 Pall Mall, Liverpool L3 6AL www.mannisland.co.uk Mr. Tony Barrow Group Business Manager Oakmere Toyota Manchester Road Northwich CW9 7NA Date: 17/01/2011 Product Range • Negative Equity Solutions • Prime HP – With/Without Fees • Lease Purchase • Leasing • Fixed / Variable Rates • Personal Loans • Near Prime H.P • PCP • Contract Hire / Private Business Be Assured! MI Finance are complimenting the existing funder relations of some of the largest UK Motor Groups in the UK. We would like to deal with you. I Invite you to give me a call. Yours Sincerely , Local Dealer Development Manager Est. 1991 Ref:04/01/ 11

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Local Dealer Development Manager Mike Wilson – 07798 680 708 Head Office 30­32 Pall Mall, Liverpool L3 6AL Product Range • Negative Equity Solutions • Prime HP – With/Without Fees • Lease Purchase • Leasing • Fixed / Variable Rates www.mannisland.co.uk “The Largest UK Dealer Broker Underwriting £500M PA” Date: 17/01/2011 The Challenge 2011 The Solution! Ref:04/01/11 Est. 1991

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Mann Island Finance “The Largest UK Dealer Broker Underwriting £500M PA”

Dear Mr. Tony Barrow

We Can Help You Sell More Vehicles The Challenge 2011

Few Dealers will see any increased footfall into their showrooms in 2011. The challenge is not to attract more customers – it’s to find ways of increasing conversions on those opportunities you already have.

Tightened underwriting criteria by lenders has become a problem, but a greater difficulty is the increasing evidence of Negative Equity that is deterring salesmen from closing more sales.

A legacy of low deposit, high residual values, and long repayment periods has left customers with no equity in their part exchange, and salesmen ill equipped to sell replacement vehicles.

The Solution!

No longer can a single funder match the diverse needs of every corporate or retail customer! Every dealership must ensure his sales team have access to every available financial product, so that valuable sales opportunities are captured rather than missed. Mi Finance can give you access to 20 funders operating in all the niches of your finance business. We don’t want to replace your current main funders – any business we write will be on vehicles you probably wouldn’t have sold.

Local Dealer Development Manager Mike Wilson – 07798 680 708

Head Office30-32 Pall Mall, Liverpool L3 6AL

www.mannisland.co.uk

Mr. Tony Barrow Group Business ManagerOakmere ToyotaManchester RoadNorthwichCW9 7NA

Date: 17/01/2011

Product Range• Negative Equity Solutions

• Prime HP – With/Without Fees

• Lease Purchase

• Leasing

• Fixed / Variable Rates

• Personal Loans

• Near Prime H.P

• PCP

• Contract Hire / Private Business

Be Assured!

MI Finance are complimenting the existing funder relations of some of the largest UK Motor Groups in the UK. We would like to deal with you.

I Invite you to give me a call.

Yours Sincerely

, Local Dealer Development Manager

Est. 1991

Ref:04/01/11