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  • 7/27/2019 -MBA.pdf

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    M.B.A.

    1

    &

    MBA

    : EFG EUROBANK ERGASIAS

    :

    :

    2012

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    M.B.A.

    2

    &

    .5

    1

    :

    1.1 .61.2 .71.3 .91.4 .101.5 .111.5.1 .121.6 .131.7 .15

    2

    2.1 .172.1.1 .212.1.2 .24

    2.2 .25

    2.2.1 .252.2.2 , .262.2.3 .28

    2.3. .29

    3

    &

    3.1 - .323.2 .39

    3.2.1 .393.2.2 .40

    3.2.2.1 .403.2.2.2 .433.2.2.3 .44

    3.3 .453.4 -

    .483.4.1

    (Financial Stability Board, FSB)

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    M.B.A.

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    &

    .483.4.2 .493.4.3

    .503.4.4 CEBS .513.4.5 CEBS "High-level principles for risk management" .523.4.6 CEBS :"Guidelines on operational risk mitigation techniques" .53

    4 &

    4.1 .544.2 2004 - .544.3 2005 -

    .574.3.1 .584.3.2 .59

    4.4 2006 - H .60

    4.4.1 .. .634.5 2008 - .65

    4.5.1 .66

    4.5.1.1 .674.5.1.2 .674.5.1.3 .68

    4.6 2009 .684.6.1 .684.6.2 .72

    4.6.3 .74

    4.7 2010 - .754.7.1 , .. .754.7.2 .77

    4.8. 2011 - .78

    4.9. 2012 - .79

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    M.B.A.

    4

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    5

    : EFG Eurobank Ergasias

    5.1 .83

    5.1.1 .895.1.2 .905.1.3 .915.1.4 .935.1.5 .945.1.6 .955.1.7 .965.1.8 .97

    5.2 .975.2.1 2007 .975.2.2 2008 .985.2.3 2009 .985.2.4 2010 .985.2.5 2011 .995.2.6 Efg .99

    5.3 .1005.3.1 2007 .1005.3.2 2008 .1015.3.3 2009 .1015.3.4 2010 .1025.3.5 2011 .1025.3.6 .102

    5.4 .1035.4.1 2009 .103

    5.5 EFG 2007-2011 .1045.5.1 EFG 2007 .1045.5.2 EFG 2008 .106

    5.5.2.1 2008 .1075.5.3 EFG 2009 .1075.5.4 EFG 2010 .108

    5.5.4.1 2010 .1095.5.5 2011 .111

    5.5.5.1 2011 .111

    .113

    1 . 116

    .118

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    9 Simona Mihai Yiannaki,April 2007 Who is Next to Buy My Bank in South Eastern Europe? European University Cyprus

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    / 2587 (: 278/1/19.12.2008 & /

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    69 . 3746/2009) .

    (covered bonds) ,

    ,

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    http://www.bankofgreece.gr/BoGDocuments/%CE%A0%CE%94_%CE%A4%CE%95_2620_28_08_2009_%CE%9A%CF%89%CE%B4%CE%B9%CE%BA%CE%BF%CF%80%CE%BF%CE%AF%CE%B7%CF%83%CE%B7%202598_02.11.2007%20%CE%A0%CE%BB%CE%B1%CE%AF%CF%83%CE%B9%CE%BF_%CE%B5%CF%80%CE%BF%CF%80%CF%84%CE%B5%CE%AF%CE%B1%CF%82_%CE%BA%CE%B1%CE%BB%CF%85%CE%BC%CE%BC%CE%AD%CE%BD%CF%89%CE%BD_%CE%BF%CE%BC%CE%BF%CE%BB%CE%BF%CE%B3%CE%B9%CF%8E%CE%BD_%CF%80%CE%BF%CF%85_%CE%B5%CE%BA%CE%B4%CE%AF%CE%B4%CE%BF%CE%BD%CF%84%CE%B1%CE%B9_%CE%B1%CF%80%CF%8C_%CE%A0.%CE%99.pdfhttp://www.bankofgreece.gr/BoGDocuments/%CE%A0%CE%94_%CE%A4%CE%95_2620_28_08_2009_%CE%9A%CF%89%CE%B4%CE%B9%CE%BA%CE%BF%CF%80%CE%BF%CE%AF%CE%B7%CF%83%CE%B7%202598_02.11.2007%20%CE%A0%CE%BB%CE%B1%CE%AF%CF%83%CE%B9%CE%BF_%CE%B5%CF%80%CE%BF%CF%80%CF%84%CE%B5%CE%AF%CE%B1%CF%82_%CE%BA%CE%B1%CE%BB%CF%85%CE%BC%CE%BC%CE%AD%CE%BD%CF%89%CE%BD_%CE%BF%CE%BC%CE%BF%CE%BB%CE%BF%CE%B3%CE%B9%CF%8E%CE%BD_%CF%80%CE%BF%CF%85_%CE%B5%CE%BA%CE%B4%CE%AF%CE%B4%CE%BF%CE%BD%CF%84%CE%B1%CE%B9_%CE%B1%CF%80%CF%8C_%CE%A0.%CE%99.pdfhttp://www.bankofgreece.gr/BoGDocuments/%CE%A0%CE%94_%CE%A4%CE%95_2620_28_08_2009_%CE%9A%CF%89%CE%B4%CE%B9%CE%BA%CE%BF%CF%80%CE%BF%CE%AF%CE%B7%CF%83%CE%B7%202598_02.11.2007%20%CE%A0%CE%BB%CE%B1%CE%AF%CF%83%CE%B9%CE%BF_%CE%B5%CF%80%CE%BF%CF%80%CF%84%CE%B5%CE%AF%CE%B1%CF%82_%CE%BA%CE%B1%CE%BB%CF%85%CE%BC%CE%BC%CE%AD%CE%BD%CF%89%CE%BD_%CE%BF%CE%BC%CE%BF%CE%BB%CE%BF%CE%B3%CE%B9%CF%8E%CE%BD_%CF%80%CE%BF%CF%85_%CE%B5%CE%BA%CE%B4%CE%AF%CE%B4%CE%BF%CE%BD%CF%84%CE%B1%CE%B9_%CE%B1%CF%80%CF%8C_%CE%A0.%CE%99.pdfhttp://www.bankofgreece.gr/BoGDocuments/%CE%9D.3601-1.8.2007-%CE%91%CE%BD%CE%AC%CE%BB%CE%B7%CF%88%CE%B7_%CE%BA%CE%B1%CE%B9_%CE%AC%CF%83%CE%BA%CE%B7%CF%83%CE%B7_%CE%B4%CF%81%CE%B1%CF%83%CF%84%CE%B7%CF%81%CE%B9%CE%BF%CF%84%CE%AE%CF%84%CF%89%CE%BD_%CE%B1%CF%80%CF%8C_%CF%84%CE%B1_%CF%80%CE%B9%CF%83%CF%84%CF%89%CF%84%CE%B9%CE%BA%CE%AC_%CE%B9%CE%B4%CF%81%CF%8D%CE%BC%CE%B1%CF%84%CE%B1.pdfhttp://www.bankofgreece.gr/BoGDocuments/%CE%9D%CF%8C%CE%BC%CE%BF%CF%82_3693_174-A_08_25_08_2008.pdfhttp://www.bankofgreece.gr/BoGDocuments/%CE%9D%CF%8C%CE%BC%CE%BF%CF%82_3746_2009.pdfhttp://www.bankofgreece.gr/BoGDocuments/%CE%9D%CF%8C%CE%BC%CE%BF%CF%82_3746_2009.pdfhttp://www.bankofgreece.gr/BoGDocuments/%CE%9D%CF%8C%CE%BC%CE%BF%CF%82_3693_174-A_08_25_08_2008.pdfhttp://www.bankofgreece.gr/BoGDocuments/%CE%9D.3601-1.8.2007-%CE%91%CE%BD%CE%AC%CE%BB%CE%B7%CF%88%CE%B7_%CE%BA%CE%B1%CE%B9_%CE%AC%CF%83%CE%BA%CE%B7%CF%83%CE%B7_%CE%B4%CF%81%CE%B1%CF%83%CF%84%CE%B7%CF%81%CE%B9%CE%BF%CF%84%CE%AE%CF%84%CF%89%CE%BD_%CE%B1%CF%80%CF%8C_%CF%84%CE%B1_%CF%80%CE%B9%CF%83%CF%84%CF%89%CF%84%CE%B9%CE%BA%CE%AC_%CE%B9%CE%B4%CF%81%CF%8D%CE%BC%CE%B1%CF%84%CE%B1.pdfhttp://www.bankofgreece.gr/BoGDocuments/%CE%A0%CE%94_%CE%A4%CE%95_2620_28_08_2009_%CE%9A%CF%89%CE%B4%CE%B9%CE%BA%CE%BF%CF%80%CE%BF%CE%AF%CE%B7%CF%83%CE%B7%202598_02.11.2007%20%CE%A0%CE%BB%CE%B1%CE%AF%CF%83%CE%B9%CE%BF_%CE%B5%CF%80%CE%BF%CF%80%CF%84%CE%B5%CE%AF%CE%B1%CF%82_%CE%BA%CE%B1%CE%BB%CF%85%CE%BC%CE%BC%CE%AD%CE%BD%CF%89%CE%BD_%CE%BF%CE%BC%CE%BF%CE%BB%CE%BF%CE%B3%CE%B9%CF%8E%CE%BD_%CF%80%CE%BF%CF%85_%CE%B5%CE%BA%CE%B4%CE%AF%CE%B4%CE%BF%CE%BD%CF%84%CE%B1%CE%B9_%CE%B1%CF%80%CF%8C_%CE%A0.%CE%99.pdfhttp://www.bankofgreece.gr/BoGDocuments/%CE%A0%CE%94_%CE%A4%CE%95_2620_28_08_2009_%CE%9A%CF%89%CE%B4%CE%B9%CE%BA%CE%BF%CF%80%CE%BF%CE%AF%CE%B7%CF%83%CE%B7%202598_02.11.2007%20%CE%A0%CE%BB%CE%B1%CE%AF%CF%83%CE%B9%CE%BF_%CE%B5%CF%80%CE%BF%CF%80%CF%84%CE%B5%CE%AF%CE%B1%CF%82_%CE%BA%CE%B1%CE%BB%CF%85%CE%BC%CE%BC%CE%AD%CE%BD%CF%89%CE%BD_%CE%BF%CE%BC%CE%BF%CE%BB%CE%BF%CE%B3%CE%B9%CF%8E%CE%BD_%CF%80%CE%BF%CF%85_%CE%B5%CE%BA%CE%B4%CE%AF%CE%B4%CE%BF%CE%BD%CF%84%CE%B1%CE%B9_%CE%B1%CF%80%CF%8C_%CE%A0.%CE%99.pdf
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    (Probability of Default - PD): .

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    (interest income risk)

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    45 15.11.2011

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