:-; j r other 73 other the honorable millie judge...

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16-2-03164-0 OTHER 73 Other 1491781

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II I I Ill II I II I I II I II II I I IIIIII I I I IIIII Ill JUN 23 M1 9: 17

The Honorable Millie Judge

Noted: 6/23/2017

SO ~t ·r-.tJ,. ~<~;\SK I couiaY ::L~Rr-:.

IN THE SUPERIORIGOURT OF lfHE: STATE OF WASIDNGTON

FOR THE COUNTY OF SNOHOMISH

MICHAEL RAETHER and SAVANNA RAETHER,

Plaintiffs, vs.

DEUTSCHE BANK NATIONAL TRUST COMPANY; SELECT PORTFOLIO SERVICING, INC.; UNKNOWN INVESTORS IN HSI ASSET SECURITIZATION CORPORATION TRUST 2007-HEl,

Defendant.

Case No.: 16-2-03164-0

RAETHERS' EVIDENCE THERE WAS NO TYPOGRAPIDCAL ERROR WHEN STOEL RIVES DESCRIBED TRUSTEE AS "DEUTSCHE BANK NATIONAL TRUST, COMPANY" IN ITS REPLY FILED YESTERDAY

TIDS EVIDENCE HAS BEEN FILED TIDS MORNING AND WILL BE USED AT ORAL ARGUMENT

Attached hereto is a certified copies of the following documents for consideration by the

court:

D ocumen tT ype

Corporate Assignment of Deed of Trust

Notice of Trustees Sale




[email protected]~ Additional Evidence for Hearing

A d"t ' Fl N b u 1ors 1e um er

201305080327

201306200361

201410210388

201503310986

201601120414

PAGEl STAFNE LAW FIRM 239 N Olympic Avenue Arlington, WA 98223

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Each of these documents were obtained from the Snohomish County Auditor's office and

certified by same.

Dated this 23rd Day of June 2017.

~ H~J s\s"' kuv Sc0 H f I

S, 7,,J"f't-- 0c,s cu.,~rLL J by UV! c) \

By:~~ Scott E. Stafne WSBA# 6964

STAFNE LAW FIRM 239 N Olympic Avenue Arlington, WA 98223

(360) 403-8700

28 II · ~veAttthMiey PAGE2 STAFNE LAW FIRM

239 N Olympic Avenue Arlington, WA 98223

Additional Evidence for Hearing

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DECLARATION OF SERVICE

I, Avery Hufford, certify under penalty of perjury under the laws of the State of

Washington that the foregoing is true and correct:

1. At all times hereinafter mentioned I am a citizen of the United States of

America, a resident of the State of Washington, over the age of eighteen

years, not a party to the above-entitled action, and competent to be a witness

herein.

2. That on the 23rd day of June, 2017, I caused to be served the foregoing to

the parties noted below at the scheduled hearing at 9:30 on this date:

Vanessa Soriano Power STOEL RIVES LLP 600 University Street, Suite 3600 Seattle, WA 98101 [email protected]

John Glowney STOEL RIVES LLP 600 University Street, Suite 3600 Seattle, WA 98101 [email protected]

21 DATED this 23rd day of June, 2017 at Arlington, Washington.

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28 Motiu.i(-R; Pfl:iiliil Aut~

Additional Evidence for Hearing

BY:

PAGE3

Avery Hufford, Paralegal STAFNE LAW FIRM

STAFNE LAW FIRM 239 N Olympic Avenue Arlington, WA 98223

t

When Recorded Retum To:

BILL KOCH SELECT PORTFOLIO SERVICING, INC. 3815 SOUTH WEST TEMPLE SALT LAKE CITY, UT 84115 / If f /}!j0f /tlMll /111 lllll l/1/l lllll ll!I 11111 ~ll/11~-IIII Ill/

0~/08/2013 11 :26am $15 i PGS SNOHOnISH COUNTY, W~SHtN~TON

1m1111111111111mm1111111m 1111111~1111110 CORPORATE ASSIGNMENT OF DEED OF TRUST

Snohomish, Washington REFERENCE #: 424529204 "RAETHER" INVESTOR#: N22 Assignment Prepared on: April 30th, 2013.

Assignor: BANK OF AMERICA NATIONAL ASSOCIATION SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP, FKA COUNTRYWIDE HOME LOANS SERVICING, LP BY SELECT PORTFOLIO SERVICING, INC., FKA FAIRBANKS CAPITAL CORP. ITS ATIORNEY IN FACT at c/o SELECT PORTFOLIO SERVICING, INC., 3815 SOUTH WEST TEMPLE, SALT LAKE CITY. UT 84115 Assignee: DEUTSCHE BANK NATIONAL TRUST, COMPANY, AS TRUSTEE FOR THE HOLDERS OF HSI ASSET SECURITIZATION CORPORATION TRUST 2007-HE1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-HE1 at C/0 SELECT PORTFOLIO SERVICING, INC. 3815 SOUTH WEST TEMPLE, SALT LAKE CITY, UT 84115.

Executed By: MICHAEL J RAETHER, AND SAVANNA R RAETHER, HUSBAND AND WIFE To: DECISION ONE MORTGAGE COMPANY, LLC. Date of Deed ofTrust. 10/16/2006 Recorded: 11/22/2006 as Instrument No.: 200611221154 In Snohomish County , State of Washington

Property Address: 17310 79TH ST, ARLINGTON, WA 98223

KNOW ALL MEN BY THESE PRESENTS that in consideration of the sum of TEN and · N0/100ths DOLLARS and other good and valuable consideration, paid to the above named Assignor, the receipt and sufficiency of which ,s hereby acknowledged, the said Assignor hereby assigns unto the above-named Assignee, the said Deed of Trust having an original principal sum of $328,000 00 with interest, secured thereby, together with all moneys now owing or that may hereafter become due or owing in respect thereof. and the full benefit of all the powers and of all the covenants and provisos therein contained, and the said Assignor hereby grants and conveys unto the said Assignee, the Assignor's beneficial interest under the Deed of Trust.

TO HAVE ANO TO HOLD the said Deed ofTrust, and also the said property unto the said Assignee forever, subject to the terms contained in said Deed of Trust IN WITNESS WHEREOF, the assignor has executed these presents the day and year first above written:

BANK OF AMERICA NATIONAL ASSOCIATION SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP, FKA COUNTRYWIDE HOME LOANS SERVICING, LP BY SELECT PORTFOLIO S(;;RVIGJJ:lG, INC .. FKA FAIRBANKS CAPITAL CORP. ITS ATIORNEY IN FACT On MAY U 1 2UU By:A?~ ,., ... s';; ......... Bli1.KocH, DOCUMENT CONTROL OFFICER ~Ov?.' • • • • ".~C4·<..

~/ ~orate···-~\ o:: c} n. ·.-. =o· o (#,-a .z!<

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.,,,~');,· ..... ·:.,...~/ .,,,,,,~s u,,..., ''1.frr1m!»~"'

•BNP-BNPAMRC"04/3012013 08 58 00 AM• AMRC83M4RC0000000000000000580021" WASNOHO" 424529204 WASTATE_TRUST_ASStGN_ASSN •JMB'"'JMHAMRC•

Carl

Highlight

Carl

Highlight

CORPORA TE ASSIGNMENT OF DEED OF TRUST Page 2 of 2

.• STATE OF UTAH COUNTY OF SALT LAKE

On MAY O 1 2013, before me, SHIRLEY TUITUPOU, a Notary Public in and for SALT LAKE in the State of UTAH, personally appeared BILL KOCH, DOCUMENT CONTROL OFFICER, BANK OF AMERICA NATIONAL ASSOCIATION SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP, FKA COUNTRYWIDE HOME LOANS SERVICING, LP BY SELECT PORTFOLIO SERVICING, INC., FKA FAIRBANKS CAPITAL CORP. ITS ATIORNEY IN FACT, personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s} whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity, and that by his/her/their signature on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument.

WITNESS my hand and official seal,

)J\J\AA, ~ A ~ ~ SHIRLEY TUITUPOU Notary Expires: 11112/2016 #659599

SHIRLEY TU ITU POU Nolrny Public Stele of Utoh My Commiu,on Expires on:

November 12, 2016 Comm. Number· 659599

(This area for notarial seal}

*'BNP.BNPAMRC"04/30'2'J1J OB 58 00 AM• AMRCB3.AMRCOOOCXX100000000005B0021 • WASNOHQ• 424529204 WASTATE_TRUST _ASSIGN_ASSN 'JMB•JMHAMRC"

STATE OF WASHINGTON } ss COUNTY OF SNOHOMISH

• I,

After Recording, Return to: Kathy Taggart Northwest Trustee Services, INC. P.O.Box 997 Bellevue. WA 98009-0997

File No.: 7236.23552 Grantors: Northwest Trustee Services, Inc.

Deutsche Bank National Trust, Company, as Trustee for the holders of HSI Asset Securitization Corporation Trust 2007-HEl, Mortgage Fass-Through Certificates, Series 2007-HEl

Grantee: Michael J. Raeth~r aod Savanna R. Raether, husband and wife Ref to DOT Auditor File l\'o.: 200611221154 Tax Parcel ID No.: 01017900004500 Abbreviated Legal: LOT 45, MAGNOLIA ESTATES, SNOHOMISH CO., WA

Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq.

THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME

You have only 20 DAYS from th~ recording date of tlus notice to pursue mediation.

DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your s,tuat1011 and refer you to mediation if you are eligible and it may help you save your home. See below for safe source!> of help.

SEEKING ASSISTANCE

Housmg counselors and legal assistance may be available at little or no cost to you. Tf you would like assistance m determining your rights and opportunities to keep your house, you may contact the following:

The statewide foreclosure hotline for assistance and referral to housmg counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (l-877-894-4663). Web site: hltp:f/www.dfi.wa.gov/consumcrs/homeownership/post purchai;I! counselors fnrcclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: I-800-569-4287. Web

site· http://wvrw.hud.gov/offices/h~fJ)~fh/hcc/fc/index.cfm?webListt\ction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housmg counselors and attorneys

Telcphone: Toll-free: 1-800-606-4819. Web site: http://nwjusticc.org/what-clear. I.

On October 25, 2013, at 10:00 AM. On the steps in front of the north entrance to the Snohomish County Courthouse, 3000 Rockefeller Ave. in the City of Eve1ett, State of Washington, the undersigned Trustee (subject to any cond1tions unposed by the Trustee) will sell al public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated m the County(1es) of SNOHOMISH, State of Washington:

Carl

Highlight

Lot 45, Plat of Magnolia Estates according to the Plat thereof recorded under Snohomish County Auditor's file number 200410225003, records of Snohomish County, Washington.

Commonly known as: 17310 79th Street AKA 17310 79th Drive Northeast Arlington, WA 98223

which 1s subject to that certain Deed of Trust dated 10/16/06, recorded on 11/22/06, under Auditor's File No. 200611221154, records of SNOHOM1SH County, Washington, from Michael J Raether and Savanna R Raether, Husband And Wife, as Grantor, to Chicago Title Insurance Company, as Trustee, to s·ecurc an obligation •'Obligation" m favor of Mortgage Electronic Registration Systems, inc. solely as nominee for Decision One Mortgage Company, LLC, as Beneficiary, the beneficial interest in which was assigned by Bank of America, N.A, Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Horne Loans Servicing, LP by Select Portfolio Servicing, Inc., FKA Fairbanks Capital One Corp. to Deutsche Bank National Trust, Company, ,ts Trustee for the holders of HSI Asset Sccuritizahon Corporation Trust 2007-HEl, Mortgage Pass-Through Certificates, Series 2007-HEI, under an Assignment/Successive Ass1gmnents recorded under Auditor's File No. 20 I 30508327.

,ieThe Tax Parcel ID number and Abbreviated Legal De~cription are provided solely to comply with the recording statutes and arc not intended to supplement, amend or supersede the Property's full legal description provided herein.

11.

No action commenced by the Beneficiary of the Deed ofTrnst is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust.

III.

The Beneficiary alleges default of the Deed of Trust for failure to pay the folJowmg amounts now in arrears and/or other defaults:

Monthly Payments Late Charges Lender'~ Fees & Costs

Total Arrearage Trustee's Expenses

(Jtemization) Trustee's Fee Title Report Statutory Mailings Recording Costs Postings Sale Costs

Total Costs

Total Amount Due:

$156,010.82

$1,339 14

Amount due to reinstate as of 6/18/2013

S 155,591.03 $0.00

$419.79

$384.60 S831.00

$10.54 $43.00 $70.00

$0.00

$157,349.96

Other knovm defaults as follows:

.. TV.

The sum owing on the Obligation is: Principal Balance of $328,000.00, together with interest as provided in the note or other instrument e,,idencing the Obligation from 08/01/08, and such other costs and fees as are due under the Obligation, and as are provided by statute.

V.

The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 25, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereatler due, must be cured by 10/14/13 ( 11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontmued and terminated ifat any time before 10/14/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments. late charges, advances, costs and fees thereafter due, is/arc cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 10/14/13 (11 days before the sale date), and before the sale by the Borro,ver, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, 1f any made pursuant to the terms of the obhgat10n and/or Deed of Trust, and curing all other defaults.

VI.

A written notice of default was transmitted by Lhe Beneficiary or Trustee to the Borrower and Grantor at the following address(es):

NAME AND ADDRESS

Michael J Raether 17310 79th Street aka 17 310 79th Drive Northeast Arlington, WA 98223

Savanna R Raether 173 10 79th Street aka 17310 79th Drive Northeast Arlington, WA 98223

by both first class and certified mail, return receipt requested on 03/06/13, proof of which is in the possession of the Trustee; and on 03/07 /13 Grant or and Borrower were personaIJy served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.

VII.

The Trustee, whose name and address are set forth below, will provide in vmting to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale.

Vlll.

The effect of the sale ,vill be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.

IX.

Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result ma waiver of any proper !:.,'founds for invalidating the Trustee's sale.

X.

.....

' ... NOTICE TO OCCUPANTS OR TENANTS -The purchaser at the Trustee's Sale 1s entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior Lo the Deed of Trust, including occupants who are not tenants. After the 201

h day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.

The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com.

EFFECTIVE: 6/18/2013

STATE OF WASHINGTON ) ) ss.

COUNTY OF KING )

6 -;y -;

Bellevue, WA 98009-0997 Contact: Kathv Taggart (425) 586-1900

I certify that I know or have satisfactory evidence that Kathy Taggart is the person who appeared before me, and said person acknowledged that she signed this instrument, on oath stated that she was authorized to execute the instrument and acknowledged it as the Assistant Vice President of Northwest Trustee Services, Inc. to be the free and voluntary act of such party for \he uses and purposes mentioned m the instrument.

Dated: __ /./-'---· :....:/9.=--· _( 3=----

·KARLY FIFAREK STATE OF "N>\SHINGTON

NOTAR )' PUBLIC MY COMMISSION EXPIRES

08-31-16 - i

NORTIIWEST TRUSTEE SEKVICEl>., INC., SUCCF-SSOR BY MERGER TO NORTHWEST TRUSTEE SERVICES PLLC FKA NORTHWEST TKUSTF:F. SERVICES, LLC, P.O. Box 997, BELLEVUE, WA 98009-0997 PHONE (425) 586-1900 FAX (425) 586-1997

File No: 7236.23552 Client: Select Portfoho Servicing, Inc. Borrower: RAETHER, MICHAEL and SAVAJ\'NA

SERVING WA, OR, ID, CA, l\'V, AZ, MT HI

This is an attempt to collect a debt and any information obtained will be used for that purpose.

i i

I


I, Carolyn Weikel, Snohomish County Auditor, do hereby certify that the foregoing instrument is a true and correct copy of the document now on file or recorded in my office.

In witness whereof, t hereunto set my hand this

~:OA day of J\M-:L 20 \:J CAROLYN WEIK~

~V\.. Deputy -.. -~

,;. . '· ,/" ' ..

!_'.:: ... .·t·

00 00 M 0 .... N 0 .... ~ .... 0 N

Mter Recording, Return to: Vonnie McEUigott Northwest Trustee Services, INC. P.O.Box997 Bellevue, WA 98009-0997


ELECTRONICALLY RECORDED

201410210388 5 10/21/2014 01:00 PM 76.00 SNOHOMISH COUNTY, WASHINGTON·

Deutsche Bank National Trust, Company, as Trustee for the holders of HSI Asset Securitization Corporation Trust 2007-HEl, Mortgage Pass-Through Certifkates, Series 2007-HEl

Grantee: Michael J. Raether and Savanna R. Raether, husband and wife Ref to DOT Auditor File No.: 200611221154 Tax Parcel ID No.: 01017900004500 Abbreviated Legal: LOT 45, MAGNOLIA ESTATES, SNOHOMISH CO., WA



You have only 20 DAYS from the recording date of this notice to pursue mediation.

DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY UCENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in detennining your rights and opportunities to keep your house, you may contact the following:

The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME

. (l-877-894-4663). Web site: ' http://www.dfl.wa.gov/consumers/homeownership/post purchase counselors foreclosure.ht

!!! The United States Department of Housing and Urban.Development Telephone: Toll-free: 1-800-569-4287. Web site: · http://www.hud.gov/offices/hsg/sfb/hcc/fc/index.cfm?webListAction=search&searchstate=W A&filterSvc=dfc · · ·

Carl

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The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/whatclear.

I.

On February 20, 2015, at 10:00 AM. On the steps in front of the north entrance to the Snohomish County Courthouse, 3000 Rockefeller Ave. in the City of Everett, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the folJowing described real property "Property", situated in the County(ies) of SNOHOMISH, State of Washington:



which is subject to that certain Deed of Trust dated 10/16/06, recorded on 11/22/06, under Auditor's File No. 200611221154, records of SNOHOMISH County, Washington, from Michael J Raether and Savanna R Raether, Husband And Wife, as Grantor, to Chicago Title Insurance Company, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Decision One Mortgage Company, LLC, as Beneficiary, the beneficial interest in which was assigned by Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP by Select Portfolio Servicing, Inc., FKA Fairbanks Capital One Corp. to Deutsche Bank NationaJ Trust, Company, as Trustee for the holders of HSI Asset Securitization Corporation Trust 2007-HEl, Mortgage Pass-Through Certificates, Series 2007-HE 1, under an Assignment/Successive Assignments recorded under Auditor's File No. 20130508327.

*The Tax Parcel ID number and Abbreviated Legal Description arc provided solely to comply with the recording statutes and are not intended to supplement. amend or supersede the Property's full legal description provided herein.

ll.

No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust.

III.

The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults:

Monthly Payments Late Charges Lender's Fees & Costs

Total Arrearage $201,738.13

Amount due to reinstate as of 10/13/2014

$20 I, 723 .26 $0.00

$14.87

Trustee's Expenses · (Itemization)

Trustee's Fee Title Report Statutory Mailings Recording Costs Postings Sale Costs

Total Costs

Total Amount Due:

$1,280.54

$700.00 $0.00

$10.54 $0.00

$70.00 $500.00

$203,018.67

Other known defaults as follows:

IV.

The sum owing on the Obligation is: Principal Balance of $328,000.00, together with interest as provided in the note or other instrument evidencing the Obligation from 08/0 l /08, and such other costs and fees as are due under the Ob1igation, and as are provided by statute.

V.

The Property will be sold to satisfy _the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on February 20, 20 l S. The default(s) referred to in paragraph Ill, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 02/09/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 02/09/15 ( 11 days before the sale date), the default(s) as set forth in paragraph m, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 02/09/15 (l l days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI.

A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es):

NAME AND ADDRESS

Michael J Raether l 73 10 79th Street aka 17310 79th Drive Northeast Arlington, WA 98223

Savanna R Raether 17310 79th Street aka 17310 79th Drive Northeast Arlington, WA 98223 .

by both first class and certified mail, return receipt requested on 03/06/13, proof of which is in the possession of the Trustee; and on 03/07/13 Grantor and Borrower were personally served with said written notice of default .m: the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.

VII.

The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale.

VIII.

The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.

IX.

Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.

X.

NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20111 day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.

The trustee's rules of auction may be accessed at www.gortbwesttrustee.com and are incorporated by this reference. You may also access sale status at www .nortbwesttrustee.com and www.USA-Foreclosure.com.

EFFECTIVE: 10/13/2014 Date Executed: /{J/1-WL{ :~~~me.~ Autborhod s;guature ?J'I: 13SSS SE 36TII ST. SUITE 100 BELLEVUE, WA 98006 Contact: Vonnie McElligott (425) 586-1900


COUNTY OF KING )

I certify that l know or have satisfactory evidence that ~~1~ut,, Mt:fMdraOJT is the person who appeared before me, and said person acknowledged that,£Rdshe) signed this instrument, on oath stated that !}lef'she) was authorized to execute the instrument and acknowledged it as the Assistant Vice President of Northwest Trustee Services, Inc1 to be the free and voluntary act of such party for the uses and purposes mentioned in the instrument.

Dated: 0tifl)~ 11, 'J-Ol~

RHEAS. PRE STATE OF WASHINGTON

NOTARY PUBLIC MY COMMISSION EXPIRES

Oot-22.18

NOTARY PUBLIC in Washington, residing at ....;...;::...;_,..it,,r,~~~

My commission expires ---+---'----1-ia---

NORTH~T TRUSTEE SERVICES, INC. 13555 SE 36111 ST. SUITE 100, BELLEVUE, WA 98006 PHONE (425) 586-1900 FAX (425) 586-1997

File No: 7236.23552 Borrower: Raether, Michael J. and Savanna R.

SERVING WA, OR, ID, CA, NV, AZ, MT

This is ao attempt to collect a debt and any information obtained wiJI be used for that purpose.

STATE OF WASHiNGTON ' ss COUNTY OF SNOHOMISH )

<D 00 (1) 0 .... M M 0 I() .... 0 N


201503310986 5

03/31/2015 03:47 PM 76.00

SNOHOMISH COUNTY, WASHINGTON

After Recording, Return to: Vonnie McElligott Northwest Trustee Services, INC. P.O. Box 997 Bellevue, WA 98009-0997


Deutsche Bank National Trust, Company, as Trustee for the holders of HSI Asset Securitization Corporation Trust 2007-HEl, Mortgage Pass-Through Certificates, Series 2007-HEl

Grantee: Michael J. Raether and Savanna R. Raether, husband and wife Refto DOT Auditor File No.: 200611221154 Tax Parcel ID No.: 01017900004500 Abbreviated Legal: LOT 45, MAGNOLIA ESTATES, SNOHOMISH CO., WA




DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY UCENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:

The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: . http://www.dfi.wa.gov/consumers/homeownership/post purchase counselors foreclosure.ht m The United States Department of Housing and Urban Development Telephone: Toll-free: 1-

800-569-4287. Web site:. http://www.hud.gov/offices/hsg/sfh/hcc/fc/index;cfm?webListAction=search&searchstate=W A&filterSvc=dfc ·

Carl

Highlight

The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/whatclear.

I.

On July 31, 2015, at 10:00 AM. On the steps in front of the north entrance to the Snohomish County Courthouse, 3000 Rockefeller Ave. in the City of Everett, State of Washington, the undersigned Trustee (subject to·any conditions imposed by the Trustee) will sel1 at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of SNOHOMISH, State of Washington:



which is subject to that certain Deed of Trust dated 10/16/06, recorded on 1 1/22/06, under Auditor's File No. 200611221154, records of SNOHOMISH County, Washington, from Michael J Raether and Savanna R Raether, Husband And Wife, as Grantor, to Chicago Title Insurance Company, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Decision One Mortgage Company, LLC, as Beneficiary, the beneficial interest in which was assigned by Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP by Select Portfolio Servicing, Inc., FKA Fairbanks Capital One Corp. to Deutsche Bank National Trust, Company, as Trustee for the holders of HSI Asset Securitization Corporation Trust 2007-HEI, Mortgage Pass-Through Certificates, Series 2007~ HEl, under an Assignment/Successive Assignments recorded under Auditor's File No. 20130508327.

*The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein.

II.

No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust.

III.

The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults:

Amount due to reinstate as of 03/24/2015. If

reinstating after this date, please contact NWTS for

the exact reinstatement amount.



(Itemization) Trustee's Fee Title Report Statutory Mailings Recording Costs Postings Sale Costs

Total Costs

Total Amount Due:

$216,243.78

$780.54


IV.

$216,228.91 $0.00

$14.87

$700.00 $0.00

$10.54 $0.00

$70.00 $0.00

$217,024.32

The sum owing on the Obligation is: Principal Balance of$328,000.00, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/08, and such other costs and fees as are due under the Obligation, and as are provided by statute.

V.

The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 31, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/20/l5 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and tenninated if at any time before 07/20/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 07/20/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI.

A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es):

NAME AND ADDRESS

Michael J Raether 17310 79th Street aka 17310 79th Drive Northeast Arlington, WA 98223

Savanna R Raether 17310 79th Street aka 173 IO 79th Drive Northeast Arlington, WA 98223

by both first class and certified mail, return receipt requested on 03/06/13, proof of which is in the possession of the Trustee; and on 03/07 /13 Grantor and Borrower were personally served with said written notice of default Qt the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.

Vil.

The Trustee, whose name and address are set forth. below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale.

VIII.

The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.

IX.

Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.

X.

NOTICE TO OCCUPANTS OR TENANTS -The purchaser at the Trustee's Sale is entitled to possession of the property on the 201

h day following the sale, as against the Grantor under the Deed of Trust (the owner) ~d anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the zocb day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 6.1.24.060.

The trustee's roles of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com.

Date Executed: 3IJ&1t r :Y~""ffl:w~.;~ Authorized Signature ~ 13555 SE 36TK ST. SUITE 100 BELLEVUE, WA 98006 Contact: Vonnie McElligott (425) 586-1900


COUNTY OF KING )

I certify that I know or have satisfactory evidence that ~O)'lH\k M~Oll is the person who appeared before me, and said person acknowledged that .{helsne) signed this instrument, on oath stated that Qiefshe) was authorized to execute the instrument and acknowledged it as the Assistant Vice President of Northwest Trustee Services, Inc. to be the free and voluntary act of such party for the uses and purposes mentioned in the instrument.

Dated: MN':,U\ h? · 1-010 I

RHEAS. PRE STATE OF WASHINGTON

NOTARY PUBLIC MY COMMISSION EXPIRES

04-7~' 18 of

NORTHWEST TRUSTEE SERVICES, INC. 13555 SE 36™ ST. SUITE 100, BELLEVUE, WA 98006 PHONE (425) 586-1900 FAX (425) 586-1997






In witness whereof, I hereunto set my hand this .--.--, aans\day of .:Jv\A...:Y., 20 \:]

qJ'\A·~0

' Dep,fy

..,.

..... ..,. 0 N ..... ..... 0 (0 ..... 0 N


201601120414

01/12/2016 01:01 PM

4

76.00

SNOHOMISH COUNTY, WASHINGTON

After Recording, Return to: Vonnie McEJllgott Northwest Trustee Services, INC. P.O.Box997 Bellevue, WA 98009-01)97

File No.: Trustee: Northwest Trustee Services, Inc. Grantors: Michael J. Raether and Savanna R. Raether, husband and wife Grantee: Deutsche Bank National Trust, Company, as Trustee for the holders of HSI Asset Securitization Corporation Trust 2007-BEl, Mortgage Pass-Through Certificates, Serles 2007-BEl Refto DOT Auditor File No.: 200611221154 Tax Parcel ID No.: 01017900004500 Abbreviated Legal: LOT 45, MAGNOLIA ESTATES, SNOHOMISH CO., WA




DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in detennining your rights and opportunities to keep your house, you may contact the following:

The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (l-877-894-4663). Web site: http://www.dfj wa KQV(consumers/homeownership/post purchase counselors foreclosure.htm The United States Department ofHousingand Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www,hud,aov/officeslhsK{sfh/hcc/fc/index.ctin?webListAction=search&searchstate=WA&filterSvc=dfc The smtewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys

, Telep'hone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.

I. On May 13, 2016, at 10:00 AM. On the steps in front of the north entrance to the Snohomish County. Courthouse, 3000 Rockefeller Ave. in the City of Everett, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction io the highest and best bidder, payable at time of sale, the following described real property ''Pro~rty", situated in the County(ies) of SNOHOMISH, State of Washington:'

Carl

Highlight

Lot 45, Plat of Magnolia Estates according to the' Plat thereof recorded under Snohomish County Auditor's file number 2004I0225003, records of Snohomish County, Washington.


which is subject to that certain Deed of Trust dated 10/16/06, recorded on 11/22/06, under Auditor's File No. 200611221154, records of SNOHOMISH County, Washington, from Michael J Raether and Savanna R Raether, Husband And Wife, as Grantor, to Chicago Title Insurance Company, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems. Inc. solely as nominee for Decision One Mortgage Company, LLC, as Beneficiary, the beneficial interest in which was assigned by Bank of America, National Association Successor by Merger to BAC Home Loans Servicing, LP F.KA Countrywide Home Loans Servicing, LP by Select Portfolio Servicing. Inc., FKA Fairbanks Capital Corp. to Deutsche Bank National Trust, Company, as Trustee for the holders of HSI Asset Securitization Corporation Trust 2007-HE), Mortgage PassThrough Certificates, Series 2007-HEl, under an Assignment/Successive Assignments recorded under Auditor's File No. 20130508327.

•The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are aot intended to supplement, amend or supersede the Property's full legal description provided herein.

n. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust.

III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults:



(Itemization)

Total Costs

Total Amount Due:

$251,541.70

Amount due to reinstate as of 01/04/2016. lfreinstating after this date, please contact NWTS

for the exact reinstatement amount.

$245,240.21 $0.00

$6,301.49

$251,541.70


IV. The sum owing on the Obligation is: Principal Balance of$328,000.00, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/08, and such other costs and fees as are due under the Obligation, and as are provided by statute.

V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 13, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/02/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/02/16 (11 days before the sale date), the default(s) as set forth in paragraph m, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 05/02/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es):

NAME AND ADDRESS

Michael J Raether 17310 79th Street aka 17310 79th Drive Northeast Arlington. WA 98223

Sava1UJa R Raether 17310 79th Street aka 17310 79th Drive Northeast Arlington, WA 98223

by both first class and certified mail, return receipt requested on 03/06/13, proof of which is in the possession of the Trustee; and on 03/07/13 Grantor and Borrower were personally served with said written notice of default.!!!: the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.

VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.

IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.

X. NOTICE TO OCCUPANTS OR TENANTS-The purchaser at the Trustee's Sale is entitled to possession of the property on the 201h day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings wider Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.

, '

The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and ~r~A-Foreclosure.com.

Date Executed: \ 1 \ · d1 ~IJl Nortbw Trustee Services, Inc., Trustee


COUNTY OF KING )

By~~...x......;_~-+::.._.3~t!..IC=-:b~ Authorized Signature 13555 SE 3~ ST. SUITE 100 BELLEVUE, WA 98006 Contact: Vonnie McElligott (425) 586-1900

I certify that l know or have satisfactory evidence that Vonnie McElligott is the person who appeared before me, and said person acknowledged that (he/she) signed this instrwnent, on oath stated that (he/she) was authorized to execute the instrument and acknowledged it as the Assistant Vice President of Northwest Trustee Services, Inc, to be the free and voluntary act of such party for the uses and purposes mentioned in the instrument.

Dated:\'o'(\ t10~ \\ \ &)\\o

OT ARY PUBLIC in and for the State of Washington, residing at ~!:flu My conunission expires __ --fh\k,

NORTHWEST TRUSTEE SERVICES, INC. 13555 SE 3cr" ST. SUITE 100, BELLEVUE, WA 98006 PHONE (425) 586-1900 FAX (425) 586-1997






In witness whereof, I hereunto set my hand this

cldV°d. day of .:f LM:-L:: 20 [J , ~ Deputy ~LY~I~

. '

:-; j r other 73 other the honorable millie judge...

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